Category: vaggikvl

United Docks Ltd (UTDL.mu) 2012 Abridged Report

first_imgUnited Docks Ltd (UTDL.mu) listed on the Stock Exchange of Mauritius under the Property sector has released it’s 2012 abridged results.For more information about United Docks Ltd (UTDL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the United Docks Ltd (UTDL.mu) company page on AfricanFinancials.Document: United Docks Ltd (UTDL.mu)  2012 abridged results.Company ProfileUnited Docks Limited is a Mauritian real estate development company that indulges in real estate development, strategic investment, property management, warehousing as well as logistics solutions in the Republic of Mauritius. The company also engages in different segments of real estate which include business parks, office buildings and mixed-use developments. United Docks Limited is listed on the Stock Exchange of Mauritius.last_img read more

Continue Reading

Grit Real Estate Income Group Limited (DEL.mu) 2018 Abridged Report

first_imgGrit Real Estate Income Group Limited (DEL.mu) listed on the Stock Exchange of Mauritius under the Financial sector has released it’s 2018 abridged results.For more information about Grit Real Estate Income Group Limited (DEL.mu) reports, abridged reports, interim earnings results and earnings presentations, visit the Grit Real Estate Income Group Limited (DEL.mu) company page on AfricanFinancials.Document: Grit Real Estate Income Group Limited (DEL.mu)  2018 abridged results.Company ProfileGrit Real Estate Income Group Limited is a property investment company that is particularly interested in African real estate assets. The company mainly deals with US dollar and Euro denominated medium to long term leases with high quality global graded tenants. Grit Real Estate Income Group Limited also operates in Morocco. Mozambique, Mauritius, Kenya and Zambia. Grit Real Estate Income Group Limited has a primary listing on the Johannesburg Stock Exchange, and a secondary listing on the Stock Exchange of Mauritius.last_img read more

Continue Reading

North Carolina: Episcopal bishops respond to violence in Charlottesville

first_img Associate Rector for Family Ministries Anchorage, AK Wayne Helmly says: Cathedral Dean Boise, ID [Episcopal Diocese of North Carolina] The violence this past weekend in Charlottesville is both heartbreaking and sickening. Heartbreaking that innocent lives were lost and others were seriously injured, and that violence was used to try and silence and intimidate those who stood against hatred, racism and evil. The events were sickening in that our divisions in this country have reached a crisis point that resulted in an eruption of violence with deadly consequences.How are we to respond, as Christians, in a way that condemns these actions, but does not contribute to the rhetoric of hate? We will need to rediscover the deep roots of non-violence embedded in the gospel and the Jesus Movement: non-violence that calls us to love our enemies, to pray for those who persecute others, to refuse to fight evil with evil, but to overcome evil with good.Anger, even righteous, thirst-for-justice-anger, may be too volatile in this particular moment in time to be effective, especially if it escalates the situation. What we may need to do is to refocus and re-immerse ourselves in the powerful love of the vulnerable Jesus of Nazareth. We may need, now more than ever, to rededicate ourselves to principles Paul wrote about in his letter to the Philippians: “Let your gentleness be evident to all. The Lord is near. Do not be anxious about anything, but in every situation, by prayer and petition, with thanksgiving, present your requests to God …” (Philippians 4:4-6)Pray for the safety of the peacemakers who came to let their lights so shine. Pray for those who have been sucked into the powerful vacuum of evil that finds its force through the absence of love. Pray that those who resort to violence – no matter what their political perspective – will be met with soul force of goodness that must rise up, organize and unite people of faith from all traditions that teach and practice love of one’s neighbors.Overcoming evil with good can happen only with an infusion of the holiness that comes from God. Our prayer is that we will be channels and vessels of the goodness and grace whose source is the author of life, the one who proclaims that all life is sacred, holy.Yours faithfully,The Rt. Rev. Sam RodmanBishop, Diocese of North CarolinaThe Rt. Rev. Anne Hodges-CoppleBishop Suffragan, Diocese of North Carolina Tags Rector (FT or PT) Indian River, MI Rector Shreveport, LA Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Assistant/Associate Rector Washington, DC The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Assistant/Associate Rector Morristown, NJ Rector Belleville, IL Racial Justice & Reconciliation Comments are closed. Rector Tampa, FL Priest Associate or Director of Adult Ministries Greenville, SC Submit a Press Release Rector Knoxville, TN Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Press Release Service An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Missioner for Disaster Resilience Sacramento, CA Featured Jobs & Calls Submit a Job Listing Tony Oberdorfer says: Rector Albany, NY Canon for Family Ministry Jackson, MS Youth Minister Lorton, VA TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Comments (2) Rector Pittsburgh, PA Rector/Priest in Charge (PT) Lisbon, ME AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Priest-in-Charge Lebanon, OH Posted Aug 14, 2017 Rector Collierville, TN Rector Washington, DC Bishop Diocesan Springfield, IL This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Smithfield, NC Director of Music Morristown, NJ Family Ministry Coordinator Baton Rouge, LA Associate Priest for Pastoral Care New York, NY Featured Events Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET North Carolina: Episcopal bishops respond to violence in Charlottesville Rector and Chaplain Eugene, OR Ya no son extranjeros: Un diálogo acerca de inmigración Una conversación de Zoom June 22 @ 7 p.m. ET Course Director Jerusalem, Israel Submit an Event Listing Advocacy Peace & Justice, Rector Martinsville, VA Curate (Associate & Priest-in-Charge) Traverse City, MI New Berrigan Book With Episcopal Roots Cascade Books August 14, 2017 at 5:19 pm Thank you, Bishops Rodman and Hodges-Copple for a response to this tragedy that is grounded in scripture and truth.Gen. Robert E. Lee was against civil war monuments. In an 1869 letter declining an invitation to Gettysburg to attend the dedication of a monument commemorating the infamous battle fought there he wrote, “I think it wise moreover not to keep open the sores of war, but to follow the examples of those who endeavored to obliterate the marks of civil strife and to commit to oblivion the feelings it engendered.”Perhaps the general’s most heroic act was realizing the damage that had been done and not wanting to perpetuate it. Associate Rector Columbus, GA Charlottesville, The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Director of Administration & Finance Atlanta, GA Rector Hopkinsville, KY Rector Bath, NC Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. VanHook, II as Executive Director Episcopal Charities of the Diocese of New York Assistant/Associate Priest Scottsdale, AZ Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Curate Diocese of Nebraska Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem August 14, 2017 at 1:46 pm Crocodile tears as always. For years TEC leaders from the top down have been encouraging vicious movements such as Black Lives Matter while at the same time disrespecting the legitimate concerns of Episcopalians who resent seeing our country’s healthy long-standing traditions go to hell. Episcopal churches in Charlottesville and elsewhere have been in the forefront of those agitating for the removal of monuments honoring true American heroes such as General Lee. It was evidently to offer some resistance thereto that the Charlottesville march was originally inspired and hardly the fault of the organizers that those who would like to drive President Trump from office used the occasion for their own devious purposes. No wonder decent Episcopalians continue to leave the Church in large numbers.last_img read more

Continue Reading

House of Cards renewed for season 5, showrunner exits

first_img TAGSHouse of Cardsnetflix Previous articleTrending Now: Barbie Available in Three New Body ShapesNext articlePublic Safety Academy – Application Deadline Approaching Denise Connell RELATED ARTICLESMORE FROM AUTHOR House of Cards has been renewed for season 5, Netflix announced yesterday, but creator and showrunner Beau Willimon will not return for the future adventures of President Frank Underwood (Kevin Spacey).In a statement, Willimon thanked his team, including “our two incandescent stars Kevin Spacey and Robin Wright.”“After five years and four seasons, it’s time for me to move on to new endeavors,” he said, “but I’m supremely proud of what we’ve built together, wish the show much continued success, and leave it in the hands of a very capable team.”“Netflix and [film and television studio] MRC owe a tremendous debt of gratitude to Beau Willimon for his strong narrative vision for House of Cards over the show’s first four seasons,” Netflix said in a statement. “As an Academy Award-nominated writer, he made his first foray into television and built a riveting and critically acclaimed series, establishing his place in TV history. The producers, cast and crew join us in wishing Beau the best in his next creative adventure.”Starring Spacey, Robin Wright, Michael Kelly, and more, the first three seasons of House of Cards are now streaming on Netflix. Please enter your comment! Share on Facebook Tweet on Twitter You have entered an incorrect email address! Please enter your email address here The Anatomy of Fear Support conservation and fish with NEW Florida specialty license plate Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Please enter your name here LEAVE A REPLY Cancel reply Save my name, email, and website in this browser for the next time I comment.last_img read more

Continue Reading

SNOW House / HOUSECONCEPT.VN

first_img Photographs 2019 SNOW House / HOUSECONCEPT.VN “COPY” CopyAbout this officeHOUSECONCEPT.VNOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesInterior DesignResidential InteriorsOn FacebookPhường 15VietnamPublished on August 23, 2020Cite: “SNOW House / HOUSECONCEPT.VN” 22 Aug 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesGlassMitrexSolar GreenhouseMetal PanelsAurubisOxidized Copper: Nordic BrownDoorsEGGERWood Laminate Doors in Molecular Plant Science InstituteStonesCosentinoSurfaces – Silestone® Nebula SeriesWall / Ceiling LightsLouis PoulsenLamp – LP RiplsWood Boards / HPL PanelsBruagRoom Dividers – Partition Wall MDFStonesNeolithSintered Stone – Mar del PlataWindowspanoramah!®ah! SecurityPanels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelCarpetsFabromont AGTextile Floor Covering – Orbital® 07 COLORpunkt®LightsNorka lightingLuminaire – BelfastMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream SNOW House / HOUSECONCEPT.VNSave this projectSaveSNOW House / HOUSECONCEPT.VN ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/945754/snow-house-houseconcepn Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/945754/snow-house-houseconcepn Clipboard Houses Area:  300 m² Year Completion year of this architecture project Vietnamcenter_img ArchDaily Save this picture!© Goku Agency+ 32Curated by Hana Abdel Share CopyHouses, Residential Interiors•Phường 15, Vietnam Projects Photographs:  Goku Agency Manufacturers Brands with products used in this architecture project Architects: HOUSECONCEPT.VN Area Area of this architecture project Manufacturers: AutoDesk, INAX, TAICERA, Toto, Eurolite, Houseconcept, Maotrung, Nippon, Phuong Nam, Trimble Navigation, XingfaArchitect In Charge:Nguyen Minh HieuDesign Team:HOUSECONCEPT.VNInterior Construction:QUOC LONG Company LimitedCity:Phường 15Country:VietnamMore SpecsLess SpecsSave this picture!© Goku AgencyRecommended ProductsCeramicsGrespaniaWall Tiles – Wabi SabiResidential ApplicationsAccoyaAccoya® Wood in a Split-Level West Vancouver HomeDoorsStudcoAccess Panels – AccessDorDoorsRabel Aluminium SystemsMinimal Sliding Door – Rabel 62 Slim Super ThermalText description provided by the architects. SNOW House is a private residence cum with office function – a typical design in urban area of Viet Nam. Although the frontage is only 05 meters wide, the architect cleverly synchronizes the façade with the neighboring house to create the illusion of broadness.Save this picture!© Goku AgencySave this picture!First Floor PlanSave this picture!© Goku Agency1st Floor, (Front) Working area of company staffs specializing in interior design and construction. (Back) A studio apartment with an area of 40 sqm serving as Model Gallery showcasing sample furniture for customer to visit and feel the quality of products. 2nd Floor, Family area with kitchen, dining room, and two bedrooms. Kitchen design is carefully crafted for fresh breezes to flow through because it is a regular gathering place of the family members. 3rd Floor, Altar room, laundry corner and small garden to grow vegetables and fruits tree, harvesting green ingredients for daily meals. The customers want the rooftop garden to be the place for both children to have fun and adults to hold outdoor BBQ parties with friends on weekends.Save this picture!© Goku AgencyThe arch-shaped void in the middle of the house is the solution for connecting the spaces of the different floors together. The light well supports air convection, bringing natural sunshine and wind deep to the house. The Koi pond with mini landscaping directly located under the light well helps to cool down temperature and supply humidity in this tropical city.Save this picture!© Goku AgencyAlthough it is a multi-purpose project, the customers want to have a clear demarcation between private residence and working space. Therefore, the staircase is arranged right next to the door separating walking routes of family members and company staff. The front yard is planted a big tree and well taken care off to create a cool shading for the façade with the neighboring house to create the illusion of broadness of the house. The loggia is decorated with “natural curtain” formed by green climbing vines as to prevent Eastern sun-rays from entering too deep into the bedroom. The minimalism style is request by customers in the interior design of the bedrooms.Save this picture!© Goku AgencySave this picture!SectionSave this picture!© Goku AgencyThis style explicit not only simplicity but also sophistication and modernity. There is not a need to overstuff the space with furniture and decorating objects but those requirements for usability and aesthetic element are still fully met. It creates a harmonious place which is extremely open and spacious. The bathroom sliding door is cleverly concealed on the side of a bookshelf and the architect takes advantage of the space under the stairs to build a wardrobe. Interior of 01-bedroom apartment with area of 40 sqm is neatly designed and fully equipped. Bathrooms are planned for good natural ventilation and amble lighting.Save this picture!© Goku AgencyA relaxing sofa corner next to the Koi pond allows the eyes to appreciate the streak of sunlight extending from the terrace to the laterite wall. Decorative shelf displays material samples of interior & architecture design company Full equipped modern kitchen is the most favorite place of the mistress of the house as this is where she can show her cooking talent. A small resting corner brings a sense of peace to the house. The dancing sunlight throughout a day is combined with a protective frame system or iron railing to create shadows of different shapes on the surface of walls and floors. Rooftop BBQ area on weekends. To have a home is to have place to return. To have a family is to have people to love And at SNOW House, the young couple has both a home and a family. That is happiness.Save this picture!© Goku AgencyProject gallerySee allShow lessSchool Nicolas Poussin à Aucamville Extension / Tocrault & Dupuy ArchitectesSelected ProjectsDappled House 4F / Private Room / DDAASelected Projects Share “COPY” Year: last_img read more

Continue Reading

Residential Building Canonica / deamicisarchitetti

first_imgSave this picture!© Alberto Strada+ 29Curated by Paula Pintos Share Apartments 2019 CopyApartments•Milan, Italy Italy ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/957514/residential-building-canonica-deamicisarchitetti Clipboard Structure Engineers:SPS SrlCity:MilanCountry:ItalyMore SpecsLess SpecsSave this picture!© Alberto StradaRecommended ProductsWindowsRabel Aluminium SystemsMinimal Casement Windows – Rabel 8400 Slim Super Thermal PlusWindowsC.R. LaurenceCRL-U.S. Aluminum Unit-Glaze SystemWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40DoorsGorter HatchesRoof Hatch – RHT AluminiumText description provided by the architects. To intervene on a building facing the street raised a question on whether to act through its replacement or through reconstruction and volumetric integration. Choosing the latter answers two complementary instances: on the one hand to avoid a complete demolition and reconstruction and on the other the desire to preserve the memory of the pre-existing building as part of the urban scene. The choice to contaminate the old and the new is part of a more general conviction for which it is believed that rewriting the history of a building by modifying it and transforming it is often more interesting than its annulment and replacement, as has become evident, even on an urban scale.Save this picture!© Alberto StradaSave this picture!Ground floor planWhat is interesting about this approach, even in the specific case of Canonica’s street, is the attempt to make tangible the sense of time within the project. Where the preservation of parts of pre-existing buildings is not in open contrast with the programmatic requirements, the presence of the signs of the time is in fact recognized as an intrinsic quality since, in the mutual relationship between new and already settled urban and semantic relations, it allows redefining both the value of memory and that of contemporaneity.Save this picture!© Alberto StradaSave this picture!SectionSave this picture!© Alberto StradaThe first and second floors were therefore maintained in their original forms, while the ground floor and, of course, the additional crowning plan were completely redesigned. From the point of view of the composition, we tried to respect the alignments of the preserved part, providing, both for the basement and for the crowning, full-height openings not recognizable as real windows but as cuts within the belonging band.Save this picture!© Alberto StradaThese voids are connected with the façade’s thread using flared counters with different angles in order to regularize and reabsorb the differences originated by the steady pitch of the axes of the existing windows. In line with the Milanese tradition, extremely diversified finishes were applied to the wall surfaces: black marble worked for the basement, cement plaster in a hammered paste for the central body, and finally smooth marble for the crowning, which in turn presents a terminal in brass.Save this picture!© Alberto StradaSave this picture!© Alberto StradaThe intervention foresees a new articulation of the morphology of the lot with the aim of increasing the dimensions of the open spaces and clarifying the relationships between the single parts, and, at the same time, proposes its typological redefinition. An operation that must respond to the dual objective of serving the three buildings without generating significant easement from just one staircase and one lift, and at the same time to ennoble the building, in accordance with the change in environmental value that has gradually taken on the reference context, once peripheral and popular, and today subject to profound redevelopment and new centrality. The new court, by virtue of its exclusively pedestrian use, is configured as a shared domestic space available to the inhabitants.Save this picture!© Alberto StradaProject gallerySee allShow lessBamboo House / BL Studio de ArquiteturaSelected ProjectsWarot Building / B-ILDSelected ProjectsProject locationAddress:Milan, ItalyLocation to be used only as a reference. It could indicate city/country but not exact address. Share Construction: Photographs Photographs:  Alberto Strada Manufacturers Brands with products used in this architecture project Year:  Architects: deamicisarchitetti Area Area of this architecture project ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/957514/residential-building-canonica-deamicisarchitetti Clipboard Residential Building Canonica / deamicisarchitettiSave this projectSaveResidential Building Canonica / deamicisarchitetti Bailo Costruzioni Srl Residential Building Canonica / deamicisarchitetti Manufacturers: Il Fanale, Vimar, Tegola Canadese “COPY” Projects ArchDaily “COPY” Area:  1600 m² Year Completion year of this architecture project CopyAbout this officedeamicisarchitettiOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousingApartmentsMilanOn FacebookItalyPublished on February 26, 2021Cite: “Residential Building Canonica / deamicisarchitetti” 26 Feb 2021. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodGRP Siding Façade SystemGlassMitrexSolar GreenhouseMetal PanelsAurubisMill Finished Copper: Nordic StandardMetallicsHAVER & BOECKERArchitectural Wire Mesh – MULTI-BARRETTE 8130Enclosures / Double Skin FacadesIsland Exterior FabricatorsCurtain Wall Facade SystemsSealantsEffisusGutter Repair – TiteGutter3Aluminium CompositesSculptformAluminium Click-on BattensTiles / Mosaic / GresiteMargresPorcelain Tiles – Linea PrestigeMetallicsRHEINZINKZinc Roof Systems – Click Roll CapsTiles / Mosaic / GresiteTerrealTerracotta Cladding TileDoorsECLISSESliding Pocket Door – ECLISSE UnilateralWindowsJoskoWindows and Sliding Doors – ONE SeriesMore products »Save想阅读文章的中文版本吗?米兰联合住宅改造 / deamicisarchitetti是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Continue Reading

Too many charities failing to show public benefit in reports, says Commission

first_img Advertisement Too many charities failing to show public benefit in reports, says Commission Melanie May | 21 December 2018 | News  332 total views,  2 views today  333 total views,  3 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis20 Quality and transparency in charity accounts has fallen with only 70% of trustees’ annual reports and accounts meeting the Charity Commission’s basic benchmark of user requirements, it has said.According to the Commission’s ‘Public reporting review’, this has fallen from last year’s 74%. The quality benchmark was based on recent research into trust in charities which found that ‘ensuring a reasonable proportion of donations make it to the end cause’ and ‘making a positive difference to the cause they work for’ were the most important factors driving public trust and confidence in charities.To test how well charities were meeting this benchmark, the Commission scrutinised a random sample of 105 charity accounts submissions, covering accounting years ending during the 12 months to 31 December 2016, and assessed these against public expectations and public benefit reporting requirements.The main reasons why accounts did not meet the Commission’s basic benchmark were failure to evidence that they had been subject to independent scrutiny by an auditor or independent examiner, as required by law, and / or not providing meaningful information about their charity’s purposes or the activities carried out to achieve those purposes.Only 52% met the public benefit reporting requirements, although this is a 1% increase on last year.The reviewers looked for evidence of some reflection on the difference that the charity’s activities had made. Positive examples of compliance included explaining why the trustees believed that the charity’s activities provided public benefit; explaining who had benefitted from what the charity had done, whether a particular group of beneficiaries or the wider public; and explaining the impact of what the charity had done, such as examples of how the charity’s services had led to improvements in people’s lives.The regulator has provided guidance to all trustees included in the reviews that did not meet its expectations. Support to assist trustees and independent examiners on the preparation and scrutiny of reports and accounts is also available on GOV.UK.Nigel Davies, Head of Accountancy Services at the Charity Commission said:“The public want and deserve to know how charities spend their money so this deterioration in the quality of accounts is of serious concern. The trustees’ annual report and accounts are a key way to build confidence among supporters, so many charities are clearly missing an opportunity.“I would urge those charities that find reporting difficult to take advantage of the pro-forma reports and accounts available on our website.We also need to see a step-change in trustees’ attitudes to public benefit reporting. It is disappointing that nearly half of charities fail to explain the activities they undertake and the impact they have. We want to see charity thrive, so charities must be clearer about who they help and what difference they are making.” AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis20 About Melanie May Melanie May is a journalist and copywriter specialising in writing both for and about the charity and marketing services sectors since 2001. She can be reached via www.thepurplepim.com. Tagged with: annual report Charity Commissionlast_img read more

Continue Reading

Criminal charges against journalist who posted spy video of politician online

first_img News News SpainEurope – Central Asia Organisation Two Spanish journalists killed in eastern Burkina Faso Reporters Without Borders condemns the use of judicial proceedings to hound Madrid-based Radio SER journalist Pilar Velasco, who was charged before a Madrid court on 20 April with violating confidentiality by releasing secretly-recorded video footage of a politician and with refusing to reveal how she came by the video.“We support Pilar Velasco in her legal battle,” Reporters Without Borders said. “It is unacceptable in a European Union country for criminal proceedings to be brought against a journalist for posting a video online and for protecting her sources. The courts should not be influenced by the plaintiff’s public office. This harassment must be stopped and freedom of information must be respected.”The case is the result of a complaint that Community of Madrid vice-president Ignacio González brought against Velasco after she posted a video entitled “Ignacio González was closely followed by spies” on the radio SER website on 28 April 2009.The video showed González on an official trip to Colombia. Filmed by hidden cameras without his knowledge, the one and a half hours of footage showed him in the course of various activities during the trip including meetings and conversations with Colombian businessmen.There was widespread public concern at the time about the degree to which Spanish politicians were using clandestine methods to spy on each other. Velasco posted the video as an example of the political espionage that was going on.Velasco was the only target of González’s complaint although other media, such as the national daily El País, published details of the spying to which he had been subjected. Three years after posting the video, Velasco has finally been brought before a court on criminal charges. The date of the next hearing is not yet known.(Photo : cadenaser.com) April 26, 2012 – Updated on January 20, 2016 Criminal charges against journalist who posted spy video of politician online RSF_en RSF and 60 other organisations call for an EU anti-SLAPP directive Help by sharing this information April 27, 2021 Find out morecenter_img Receive email alerts Follow the news on Spain News Use the Digital Services Act to make democracy prevail over platform interests, RSF tells EU June 2, 2021 Find out more to go further SpainEurope – Central Asia News December 2, 2020 Find out morelast_img read more

Continue Reading

Agency First-Time Buyer Risk Index Reaches Series High

first_img Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago June 22, 2015 1,469 Views The May 2015 First-Time Buyer Mortgage Risk Index (FBMRI) for agency loans reached a series record of 15.66 in May, an increase of half a percentage point from the previous three months and 1.1 percentage points from May 2014, according to data released Monday by the American Enterprise Institute (AEI)’s International Center on Housing Risk.The FBMRI, which is an estimate of the share of first-time buyer mortgages that would default if they faced economic stress comparable to what was experienced in the 2007-08 financial crisis, is now 6.75 percentage points higher than the risk index for repeat homebuyers, according to AEI – and the gap has been widening.Risk layering has largely been the cause of the higher risk on first-time buyer mortgages, according to AEI. About 71 percent of first-time buyer mortgages had a combined loan-to-value ratio of 95 percent or more, and 97 percent of first-time mortgage buyers had a term of 30 years.”Given the combination of little money down and slow amortization, these buyers will have very little home equity for a number of years unless their house appreciates substantially,” the report said. “In addition, more than one-fifth of first-time buyers taking out mortgages had a FICO score below 660, the traditional definition of subprime mortgages, and one-quarter had total debt-to-income ratios above 43 percent, the limit set by the Qualified Mortgage rule.”Repeat buyer mortgages are less risky than those taken out by first-time buyers due to the fact that a much smaller share of repeat buyer mortgages have a combined loan-to-value ratio higher than 95 percent, and a much smaller share of repeat buyers had FICO scores below 660.The risk profile for first-time buyers suggests that access to mortgage credit is not as tight as some have suggested, according to AEI. In May, first-time buyers with an agency mortgage averaged a downpayment of about 3 percent, or $7,000, and a median FICO score of 706, which is below the median score of 713 for all mortgage buyers in the United States. The median FICO score for first-time buyers with FHA-backed loans drops to 673.“Credit standards for first-time buyers are not tight,” said Edward Pinto, codirector of AEI’s International Center on Housing Risk.  “The widening risk gap between first-time and repeat buyers is reflective of a market reliant on first-time buyers who are themselves reliant on increasing leverage.”Also according to the May report, first-time buyers made up 58.5 percent of primary owner-occupied government-guaranteed home purchase mortgages, a year-over-year increase of nearly 2 percentage points from 56.8 percent. The combined First-Time Buyer Mortgage Share Index (FBMSI), which measures the share of first-time buyers for both government-guaranteed and private sector mortgages, increased year-over-year from 51.2 percent in May 2014 to 52.7 percent in May 2015.Meanwhile, the number of primary owner-occupied purchase mortgages that went to first-time buyers during the six-month period from December 1, 2014, to May 31, 2015, jumped by 12.5 percent over the previous six-month period, from 516,000 to 582,000, according to AEI.“The Spring homebuying season is off to a strong start, buoyed by strong first-time buyer volume driven by increasing leverage and a strengthening job market,” said Pinto said.“The data we publish are based on millions of loans,” said Stephen Oliner, codirector of AEI’s International Center on Housing Risk.  “We have no doubt that these results paint an accurate picture of first-time buyers.”To see the full May 2015 report from the AEI International Center on Housing Risk, click here. Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: The Five Pillars of Risk Management Next: House Subcommittee to Examine New Allegations of Discrimination and Retaliation at CFPB The Best Markets For Residential Property Investors 2 days ago Related Articles Share Savecenter_img in Daily Dose, Featured, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: AEI’s International Center on Housing Risk Agency Loans First-Time Mortgage Buyers About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Agency First-Time Buyer Risk Index Reaches Series High AEI’s International Center on Housing Risk Agency Loans First-Time Mortgage Buyers 2015-06-22 Brian Honea Home / Daily Dose / Agency First-Time Buyer Risk Index Reaches Series High  Print This Post Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Subscribelast_img read more

Continue Reading

Why the Pennsylvania Anti-Blight Bills Make Good Sense

first_img Demand Propels Home Prices Upward 2 days ago  Print This Post Servicers Navigate the Post-Pandemic World 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Two key bills, HB 653 and 667, amending Title 68 (Real and Personal Property) of the Pennsylvania Consolidated Statutes were recently signed into law by Gov. Tom Wolf. The bills are aimed at combating urban blight and expediting foreclosure processes for vacant and abandoned properties.“These bills are important to help local communities more swiftly address blight and I commend the bipartisan Blight Task Force for its continued dedication to this important cause,” Wolf said after signing these bills.Both these bills are an important piece of legislation and make Pennsylvania the third state after Ohio and Maryland to implement fast-track foreclosure laws, something the industry has been asking the government to implement for a long time.HB 653 provides for an accelerated foreclosure process for vacant and abandoned property. The current foreclosure process in Pennsylvania can take anywhere from 300 to 540 days. The new legislation aims to reduce this timeframe by 240 days by providing “a process to have a property certified as vacant and abandoned, either by a municipal code officer or through judicial certification, before an expedited foreclosure may commence.” The legislation also specifies the process a lender must follow when using expedited foreclosure on these properties.In an interview with DS News in November 2017, the late Robert Klein, Founder, and Chairman of Community Blight Solutions and Safeguard Properties had said that a house became a liability once it was abandoned. “Fast-tracking enables the mortgage servicer to get possession of the property before it deteriorates. This directly leads to on-time conveyance and faster rehab and sale,” said Klein, who had championed the cause of fighting urban blight in Pennsylvania.HB 667, which was introduced in the House by Sen. Patrick J. Stefano grants redevelopment authorities with the same powers currently allotted to land banks through the Pennsylvania Land Bank Act. “This proposal will in no way eliminate the ability of a community to create a land bank or affect existing land banks in any way,” the bill states.”The Bicameral Urban Blight Task Force has worked for many years to see these urban blight bills become law in Pennsylvania,” said Gene G. Veno, President of Gene G. Veno & Associates. “I was honored to represent Robert Klein, who advocated for passage of urban blight laws to help communities with the growing problems blight was causing in Pennsylvania and communities nationwide. Klein would have been so pleased to see both Pennsylvania Urban Blight Bills enacted. His passion and advocacy made a difference, not only in Pennsylvania but in state houses all across America.”Rick Sharga, EVP, Carrington Mortgage Holdings, told DS News, “Vacant and abandoned properties—so-called ‘zombie foreclosures’—have become an unfortunate byproduct of well-intended regulatory and legislative actions that have extended foreclosure proceedings in judicial states to several hundred or even over 1,000 days. This new Pennsylvania law will help lenders and servicers prevent blight or expedite the restoration of deteriorated properties, getting them back in condition to sell or rent, and eliminating the safety hazard that these vacant properties often represent. Accelerating foreclosure proceedings on vacant and abandoned properties is a win for all parties involved: neighborhoods, communities, and local governments, in addition to lenders and servicers.””This new bipartisan legislation is a significant improvement to the fight against blight, as well as serving to eliminate the accompanying delayed and costly foreclosure process that came with vacant or abandoned properties,” said Stephen Hladik, Partner at Hladik, Onorato, and Federman. “Cities throughout the Commonwealth carried a significant cost—as well as a budgetary depletion—in having to maintain vacant properties. The new procedures put in place by this law gives servicers and lenders the opportunities to fast-track foreclosures of vacant properties, and quicken the pace lenders can restore these homes to the tax producing rolls.”To learn more about how these laws help combat the problem of urban blight and zombie homes, as well as insights and best practices from experts, register for our complimentary webinar on “Zombie Homes—Challenges and Guidance,” presented by Altisource on Thursday, June 21, at 2 p.m. CT. Related Articles The Best Markets For Residential Property Investors 2 days ago Tagged with: Bills Foreclosure Homeowners HOUSING Land Bank Legislation Pennsylvania Process Rehab sale in Daily Dose, Featured, Government, News Previous: Homes Here are Selling Quick and Fast … Next: Mortgage Servicing Industry Braces for Next Disaster Data Provider Black Knight to Acquire Top of Mind 2 days ago Sign up for DS News Daily Demand Propels Home Prices Upward 2 days agocenter_img Home / Daily Dose / Why the Pennsylvania Anti-Blight Bills Make Good Sense Share Save Subscribe Bills Foreclosure Homeowners HOUSING Land Bank Legislation Pennsylvania Process Rehab sale 2018-06-19 Radhika Ojha Radhika Ojha is an independent writer and copy-editor, and a reporter for DS News. She is a graduate of the University of Pune, India, where she received her B.A. in Commerce with a concentration in Accounting and Marketing and an M.A. in Mass Communication. Upon completion of her masters degree, Ojha worked at a national English daily publication in India (The Indian Express) where she was a staff writer in the cultural and arts features section. Ojha, also worked as Principal Correspondent at HT Media Ltd and at Honeywell as an executive in corporate communications. She and her husband currently reside in Houston, Texas. About Author: Radhika Ojha The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago June 19, 2018 8,540 Views Why the Pennsylvania Anti-Blight Bills Make Good Sense Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days agolast_img read more

Continue Reading