Home » News » Marketing » City analyst names agents involved in portal juggling previous nextMarketingCity analyst names agents involved in portal jugglingDetailed report into practice by respected Jefferies Group reveals practice to widespread but more prevalent among hybrids.The Negotiator24th March 201701,703 Views A leading City analyst has released an incendiary report into portal juggling, warning investors that many agents including dozens of high street names use it to appear busier than they are on Rightmove.Well-known names on the lists include many of the UK’s high profile agents including Countrywide, Foxtons, Chancellors, Humberts and Kinleigh Folkard & Hayward while the online-only and hybrids agents highlighted include HouseSimple, eMoov, Yopa, Purplebricks and Tepilo.The report, which was compiled with the help of Robert May’s Rummage4 software, also reveals that although portal juggling is widespread across the industry, it is more prevalent among hybrids than traditional agents.Research by Jefferies Group LLP, which has 3,300 employees and offices in 30 cities across the world, reveals that although hybrid agents have 4% of the market, they account for nearly a third of the top 50 juggled properties.Of all agents that have juggled ten or more properties, hybrid agents account for 41% of all juggles while traditional agents, who have 96% of the market, account for 59% of juggles.The Jefferies report also reveals that Purplebricks has a sale agreed/listing ratio of 89.5% in contrast with Countrywide’s 60.2%, LSL’s 50.6% and Foxtons’ 48.8%, and asks whether portal juggling is helping Purplebricks achieve such stunning figures.Jefferies says it is looking into this question, but in the meantime has published a list of what it says are the UK’s top 50 portal juggling branches and agents, as well as examples of juggled properties including a two-bedroom, end-of-terrace home in Worcester Park, south London marketed by Barnard Marcus. Jefferies says its status changed 52 times between 11 December 2016 and 3 March 2017.In the report Jefferies defines juggling as status changes between For Sale, Under Offers and SoldSTC, relisting, dopplegangers where a property is listed twice and properties that are listed for only short periods.Read the full report.Jefferies Group ‘portal juggling’ March 24, 2017Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles Letting agent fined £11,500 over unlicenced rent-to-rent HMO3rd May 2021 BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021
View post tag: Ambassador Kennedy Share this article Authorities View post tag: USS Olympia February 13, 2015 View post tag: asia View post tag: News by topic View post tag: Navy View post tag: Naval View post tag: First Lady of Japan USS Olympia Welcomes Ambassador Kennedy and First Lady of Japan The crew of the Los Angeles-class fast attack submarine USS Olympia (SSN 717) welcomed First Lady Akie Abe, the wife of Japanese Prime Minister Shinzo Abe, during a tour of the submarine Feb. 12.The tour was conducted to reinforce the strategic alliance that exists between the U.S. and Japan, highlighting U.S. 7th Fleet’s partnership with the Japanese Maritime Self-Defense Force.Abe was accompanied by U.S. Ambassador to Japan Caroline Kennedy.Sailors aboard Olympia were excited to show off what they do every day to ensure peace and stability in the region. The tour highlighted Olympia’s torpedo facilities and control center.Olympia visited Yokosuka as a regularly-scheduled port visit as a part of its Western Pacific deployment.Olympia is a multi-mission platform submarine, capable of supporting anti-submarine warfare, anti-surface ship warfare, strike, naval special warfare involving special operation forces, intelligence, surveillance and reconnaissance, irregular warfare and mine warfare.[mappress mapid=”15124″]Image: US Navy View post tag: welcomes Back to overview,Home naval-today USS Olympia Welcomes Ambassador Kennedy and First Lady of Japan
Natalie Cressman Discusses Her Influences Behind The Traces EP, What It’s Like To Be A Girl In A Boys Club
Singer/Songwriter/Tromobonist Natalie Cressman is certainly well-known within our scene as a long-standing member of the Trey Anastasio Band, but her solo resume is extremely impressive unto itself. She recently released a new five-song album titled The Traces EP, which we’re preparing to celebrate on Friday, March 24th, at New York City’s American Beauty (purchase tickets here). Cressman’s album release party is co-billed with a performance by Omaha Diner, an all-star supergroup featuring Skerik (saxophone), Charlie Hunter (7-string guitar), Steven Bernstein (trumpet), and Bobby Previte (drums). Omaha Diner is dripping with talent, putting a modern jazz twist on various #1 Billboard Top 40 hits from throughout time. To say that we are looking forward to this show is an enormous understatement.A 25-year-old Cressman currently resides in Brooklyn and already has two self-produced solo albums, 2012’s Unfolding and 2014’s Turn The Sea, to go along with 2016’s Etching in Amber, a duo album recorded with guitarist Mike Bono. Cressman has some serious vocal skills to pair with her trombone playing, and is well-versed in a diverse array of musical stylings, including modern jazz, Latin jazz, Brazilian, funk, rock, and more. Take a listen to The Traces EP to get a vibe for the contemporary sound of Natalie Cressman, then read below to hear a more in-depth explanation of what she’s been up to.Live For Live Music: I listened to The Traces EP the other day and absolutely loved it. It was really, really cool. How do you feel this record continues your own evolution as an artist?Natalie Cressman: Well, it felt natural. Following the previous record I did with this band, which had more of a jazz vibe with improvised solos, I began veering in a more singer/songwriter direction where everything is more focused on the actual songs, more so than the jamming and the improvised elements. I think this takes it to another level with the lack of open solos and with the addition of more involved production and sound effects, ultimately building the songs to a different dimension than what can be done with a live band. From writing the songs to teaming up with a producer, I realized that this was the next step.I think that even though it’s a very different sounding record than my past ones, it still feels like a natural step forward. I’ve been getting more into following what a song needs instead of focusing on just the individual musicians and the sound that comes from a live band.L4LM: Totally. Your concentration on songwriting is really cool for fans to experience. Did you write all of those songs on the record, both musically and lyrically?NC: Yeah, I wrote them all. The lyrics and the music. The songs started as my own demos in Ableton, but I dropped them to a producer and then recorded live instruments on top of that. I actually started out programming all the instruments myself and recording everything myself in my room, and from there we expanded it.I didn’t actually play the drums, but I programmed them by sequencing the drums in a recording software. Then I put in a little bit of live bass, sang all the vocals, and played all the trombone parts. All of those I recorded, obviously. Then the keyboards I played using a midi keyboard and programmed the sounds through the software.I took those demos to Ivan Jackson of Brasstracks, and he took some things out, changed some things about the groove, added his own layers, took some layers out, and then replaced a lot of the stuff that was really replicating live instruments. The drums, keyboard, strings, bass, trombones; we recorded everything live, including my vocals. Most of the time when I’m getting into the zone, songwriting wise, it’s like one or two or three in the morning and my voice is cracked. I’m trying to not wake my roommates, so everything had to kind of be redone. It was the first time that I’d made a record like that where I’d really mapped out each song with all their elements before bringing in the band to record.In the past, I just write songs on piano and I bring in a chart to my band and that’s when I get to hear what it sounds like. This time I made a lot more decisions on my own about the groove and specific parts. It was coming more from me than from my band. Then, also, a lot came from Ivan, because he definitely spent some time with the music before we even brought the live musicians into the soundscape.L4LM: Can you tell us about the inspiration for some of these songs?NC: Well, I have to say not very many of them were autobiographical. There were some feelings that felt very genuine that I kind of put a story to. I’m definitely inspired by the more complicated side of love. Even if I’m in a really good place in my life, I feel like there’s more to say about the negative sides of love, like losing it and being torn between decisions. I think most of the songs are somewhat somber and reflective and have a little bit of tension to them. For me, it’s a lot easier to write those kinds of songs than like, “I’m happy, there are puppies and rainbows, everything is great!” There’s not enough meat to them emotionally for me, so I kind of enjoy writing sad songs.One of the songs I did write more personally is about being in the music business and feeling very frustrated by the things I have to deal with being a girl in a boys club. “Radio Silence” was that song, which kind of dealt with how there are times when I’m not hired because I’m a girl. And, sometimes, I’m hired because I’m a girl as a novelty. Sometimes, I’d rather just have people listening with their eyes closed to what’s really important, which is the music. That was one song that was pretty close to me, autobiographically speaking. The rest, though, I was definitely using my imagination a lot.L4LM: Do you have any specific song-writing processes, as far as when or where, or how you like to approach writing?NC: I’m definitely kind of a slave to whenever inspiration strikes. I’m not someone that can sit down and write a song every day that’s great. These songs come about in different ways, depending on where I am and what kind of setup I have because I travel a lot. A lot of things come up, start out as these little lyrics that I write down. I keep a notebook when I travel with phrases or sentences and images that I really like, and then I look back when I’m trying to write a song or base a song off of that idea, so some of them kind of came from that.I also sometimes would wake up in the middle of the night with a song idea in my head or from a dream. I’d open my phone really quickly and record a groggy voice memo, then check it out the next day. That sometimes is the way that certain melodies and hooks come about. Other times, I’ll play around in Ableton and come up with a good chord progression that I like or a sound that makes me think of a mood and a groove. I’ve built out songs that way, too. Other songs come from a snippet that two weeks later will go into a section of a song. Then, maybe I can’t finish the song that day because I don’t know where it needs to go. As more time goes by, eventually it’ll get finished.The third song, “Love Me Blind,” is very loop-based. It started with just me playing around with this trombone melody, and stacking and looping my trombone so there were three different parts that I turned into the melody of the song. I was just in my sandbox musically as I was in my apartment, playing around.L4LM: For “Radio Silence,” was there a particular moment that made you sit down and dedicate yourself to that emotion?NC: Yeah, there are so many stories that play into the mood that “Radio Silence” is about. It was the feeling of just not being able to get it right. No matter what I do. Whether I try to be one of the guys, whether I try to be feminine, be myself, it doesn’t really matter. People still have their prejudices and there’s nothing I can do about it, and that’s frustrating. Yeah, there’s not one particular thing. In fact, the song kind of goes back and forth. The verses are like, “I’d rather be left out then held up like a token,” which is about the times that I’ve been hired and then get too excited because it’s a pop gig with artists I really like. Then it turns out, oh no, it’s like this all-chick horn section, and we’re at the bottom of the totem pole, even below the other musicians, because we’re just there to look cute and wear matching outfits. That feeling sucks because I really work my butt off to play my instrument well, and have musical and artistic integrity so that feels demeaning, and is just not why I got into playing music.Then, there’s the double standards. The way that male musicians can behave a certain way and do whatever they want without any implications on their career, but if you’re a girl and you get involved with somebody, even if it ends amicably, you lose out on gigs automatically just because it’s awkward. People assume that it’s awkward, and they side with the guys because it’s all guys. I lost some playing opportunities in a situation like that and it was upsetting. I kind of was like, oh, all these musicians and friends who I thought were the real deal, all of a sudden, I don’t have that gig anymore. Instead, it’s radio silence, and it has nothing to do with my musicianship or even who I am as a person. It’s just the climate that it is when you’re in a boy’s club and you’re the only girl, or one of the only girls.L4LM: In Trey Anastasio Band, you’re so obviously not there as a girl. You’re so obviously there as another badass on stage.NC: Right, and that’s the thing. I’m lucky that most of the time, like 90% of the time, I’m around the best people that totally see me for what I bring to the table musically and who I am as a person. They’re not thinking that I’m any worse because I’m a girl or any less capable because I’m a girl. They’re definitely just judging me on who I am individually. But, there are times when people think I’m going to suck because I’m a girl, and girls don’t play trombone. Sometimes, I’ll get stopped on the street when I’m carrying my trombone and my bass, and someone will say something like, “Do you actually know how to play those instruments?” They’re not meaning to be condescending, but that statement in and of itself is revealing that the person doesn’t think that women typically do that, or are able to.When I say, “Yes, I do play them,” and they go, “really?”, it’s like they can’t even believe it. It’s so frustrating, because any woman I know kind of feels like they have to work twice as hard to prove themselves. It seems so silly.L4LM: Yeah, definitely. The more that you’re able to get out there and get those gigs that are totally random. The more you put yourself in front of those new audiences, you prove that yeah, you can play the fucking trombone, and the bass, and you can sing too. Oh, and you’re a woman.NC: Yeah, that could be the fourth thing that someone notices, not the first thing that you’re judged on. Your gender doesn’t really come into music as much as people like to act like it does.L4LM: When you walk into a club, you hear the music before you see the stage. You can tell from the door if you want to stay. Let’s all just wear masks from now on and see what happens.NC: Let’s do it!L4LM: Tell us the story of how you got the gig with TAB.NC: Well, back in the day, around 2005, my dad did a tour with Trey [Anastasio], and he got the gig through one of his oldest friends, and my godfather Peter Apfelbaum, who was in the horn section at the time. My dad loved it, and Trey really enjoyed my dad’s playing. He’s just a great guy. When Trey was putting his band back together in 2009, he gave my dad a call and offered him the job. My dad also has had a long touring gig with Santana, and so he wasn’t able to make the dates work with what he already had going on with Santana. Apparently Trey and his manager had been looking for someone who could play trombone and sing, and they hadn’t found that, so they were excited to call my dad and just get a great trombonist.Then, they asked my dad if he had any recommendations, and my dad said, “Well, there’s this girl who lives in New York City. She can sing, she can play, she can read music, she’s very professional. She goes to Manhattan School of Music and she happens to be my daughter.” Lucky for me they didn’t just laugh at that and keep looking. They actually followed up, and I was only 18 at the time. I hadn’t had any touring experience and only some performance experience. They gave me a call, and I sent them some music. My audition was essentially just showing up at a gig that Jen Hartswick was doing on the upper east side. I met her right then, came up on stage, and sat in on a song I’d never heard before, but I was able to jam with everyone and hold my own, even though it was a completely alien unfamiliar setting.Me and Jen just really hit it off as friends, as people, so Jen called Trey that night and said, “I think this is our girl, I think she’ll be great.” That’s how I got the gig.L4LM: That’s so awesome. Especially that you hadn’t had any previous goals to perform in that sort of improv-induced setting or to go on the road. NC: Yeah, I mean I’d done a bunch of dad’s gigs with Peter Apfelbaum, and I’d played professionally, but never on the road and definitely never in the jam world where it was something at that level. It was definitely super cool of them. Talk about model behavior. They just saw me for the musician I was, and not how old I was, or what I looked like, or even what gender I was. That was really awesome.L4LM: Had playing music and touring always been part of the plan for you? Was that something you wanted to do growing up watching your family, or was this kind of a total left turn for you?NC: Well, I always have been involved in music. My parents are musicians, so it was definitely a very familiar setting being backstage and going to my parents’ gigs. Actually, until about halfway through high school, I really wanted to be a ballerina and I was training really hard to do that. I’ve always liked performing arts, and as a kid I sang and did musical theater. Then, I got super into, like, hardcore ballet dance. I was on that path for a while, but I got injured and had to take a couple months off. Then, I really got the music bug super hard. I ended up playing in a rock band and doing more stuff with other advanced musicians my age, and it was just super motivating.There’s definitely more of a sense of warmth and community in music than there is in ballet. I just fell in love with that idea and changed gears and changed courses. I decided that I wanted to go to college for music, and I’ve kind of just been all about music ever since.L4LM: That’s so awesome. OK so – we want to know about your experience performing with Phish on New Years.NC: Yes. It was such a treat. It was pretty amazing to be part of such an insane production. I’ve seen the gags before from past years, so I knew it was going to be something really amazing, but it wasn’t really until we were there rehearsing with the dancers that I realized how expansive the whole thing was and how perfectly choreographed it was with all the lighting, and all the rain. I saw these big balloons up above waiting to be released, and I had a feeling it was going to be amazing, but actually being in it, during the actual performance, it was really hard to keep my jaw off the floor. I was just in awe and trying to take it all in but also not forget to play my part in the music too because there was so much to enjoy about it. It was definitely a really great way to start this year.L4LM: I’m sure that even if you know a little bit about what’s going to happen, you could never possibly know until it’s happening just how crazy it’s going to be. Especially with raining cats and dogs.NC: Yeah, I know, it’s like a whole other level.L4LM: It’s something that a lot of people don’t understand, and it’s basically impossible to explain. It really is something you had to be there for. Speaking of New York City gigs, your album release party is coming up in a couple of days, at American Beauty with Omaha Diner, which I’m just learning is a really cool band.NC: Oh yeah, and also, Skerik and Charlie Hunter, who I love, and Steven Bernstein, who is one of my dad’s oldest friends who he’s known since elementary school along with Peter, so that’s pretty cool. It’s going to be a hang and a half. Honestly, anything is possible with those four musicians. It will be a treat for sure, I’m excited.L4LM: So are we!Tickets are now on sale at this link.– SHOW INFO –Artist: Natalie Cressman ‘The Traces EP’ Album Release Party w/ Omaha DinerVenue: American Beauty (251 W. 30th Street – New York, NY 10001)Date: Friday – March 24th, 2017Ages: 21+Tickets: $15adv / $20dos (purchase tickets here)
Rosabeth Moss Kanter, the Ernest L. Arbuckle Professor of Business Administration at Harvard Business School and chair/director of the Interfaculty Initiative on Advanced Leadership, has been named one of the “125 women who changed our world” over the past 125 years by Good Housekeeping in the May 2010 issue (released April 13) for the magazine’s 125th anniversary.She was cited for her “ground breaking research on the toll of tokenism, work/family conflicts, fostering diversity, and the creation of successful organizations,” which “has helped women become stronger, more strategic leaders.”On April 23 she was honored with the 2010 International Leadership Award from the Association of Leadership Professionals at its annual meeting in Fort Worth, Texas.
To protect against scab disease resistance, Georgia pecan farmers now have a new fungicide in their arsenal, according to University of Georgia plant pathologist Tim Brenneman.Miravis, which is already being used successfully on other crops such as peanuts, contains a new active ingredient, pydiflumetofen, that should strengthen current pecan disease management programs, said Brenneman, a professor in the UGA College of Agricultural and Environmental Sciences.“We’re excited to have a new class of fungicides. We’ve needed some other chemistries because of resistance issues to several of the fungicides we’re using already,” he said. Miravis has a completely different mode of action and should control these resistant isolates. “The product labeled on pecans is actually Miravis Top, which contains pydiflumetofen plus difenoconazole, one of our most active triazole fungicides. We had trials in orchards across south Georgia in 2019 and achieved excellent scab control.”Scab disease does not usually kill trees, but it can greatly reduce yields. The fungal pathogen that causes scab overwinters in the tree as lesions on stems and old nut shucks that remain in the tree after harvest. When temperatures begin to warm in the spring, the fungus becomes active and starts to produce new spores that are spread by rain and wind.Farmers repeatedly use fungicide treatments to combat scab disease during rainy growing seasons. However, this repeated exposure causes scab to develop resistance to certain chemicals. As a result, an already difficult disease to control becomes much more challenging to manage. The key is to use a combination of products that each control the fungus in a different way. Brenneman says that the best time to apply this new fungicide is during the nut-sizing period from June to August. He recommends growers apply a fungicide application every two weeks or even every 10 days during a rainy season on susceptible cultivars. Most growers will spray between eight and 10 times in a normal year and as much as 15 to 20 times during a wet year.Phosphite fungicides were already labeled for pecans but are being used by more and more growers. Recent research has shown them to be very active on leaf scab. The mode of action of the phosphites is completely different than that of Miravis Top, so using them prepollination sets the stage for resistance management, especially if growers still rotate standard protectant products like Elast or Tin postpollination.This new label for Miravis Top use on pecans was finalized in early September.“Pecans are subject to some major disease issues, especially pecan scab. We really rely on fungicides because the trees live many years, and cultivars tend to become more susceptible to scab as they age. You can’t rotate a pecan tree like you can rotate a peanut plant. When you have resistance issues on a perennial crop like pecans, it’s a serious problem,” Brenneman said. “Having a totally different active ingredient to work into those fungicide rotations is very important.”Controlling for scab is a costly expense for producers, and this year has been no exception.“If we dodged the early season scab with the dry weather, we made up for it in midseason. It caught up with some people because they slacked off with their fungicides,” Brenneman said. “The problem with pecans is that it takes growers so long to spray. You have big orchards, and these huge air blast sprayers are very expensive. They have to drive slowly through the orchard. For some folks, it may take them 10 days to spray their trees.“They can’t just respond quickly. When the wet weather comes in and they’re behind schedule, it can be a problem.”For more information about Georgia pecan production, see site.extension.uga.edu/pecan.
2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » The Bureau of Consumer Financial Protection issued an interim final rule last week updating two model disclosures to reflect changes made to the Fair Credit Reporting Act (FCRA) by the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155).The bill requires nationwide consumer reporting agencies to provide “national security freezes” free of charge to consumers, which restricts prospective lenders from obtaining access to a consumer’s credit report, making it harder for identity thieves to open accounts in the consumer’s name.S. 2155 also mandates that whenever the FCRA requires a consumer to receive either the Summary of Consumer Rights or the Summary of Consumer Identity Theft Rights, a notice regarding the new security freeze right also must be included.The Summary of Consumer Rights is a summary of rights to obtain and dispute information in consumer reports and to obtain credit scores. The Summary of Consumer Identity Theft Rights is a summary of rights of identity theft victims.
As the financial services landscape expands its range of products and services, delivery channels, technological reliance, and new entrants and competitors, some credit unions are responding by widening their executive recruitment outside the movement.For example, $2.2 billion/190,000-member Chartway Federal Credit Union, Virginia Beach, Virginia, has established as part of its value proposition a willingness to attract employees from different industries, says CHRO Kim A. Ross, a CUES member who worked for CarMax and Hilton before moving to the CU in October 2018. Of the six members on Chartway FCU’s executive team, four have experience from outside CUs.“In the current economic environment, with a 50-year low unemployment rate, the credit union world is pretty small,” Ross says. “As each credit union grows, you need new talent and innovation. To survive, you have to continue to bring in new ideas.“Attracting people from outside the credit union world brings different perspectives,” she adds. “Credit unions have to have the ability to attract people who bring in new ideas and to take advantage of the value of diversity. How can you think differently so you can differentiate?” ShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading »
Dobrovac points out that the Germans are changing their minds a lot. “Either they are full to come or they have decided not to travel this year. We have a very good response and reactions through social networks, and when we talk directly with the guests, they are generally interested in coming. There are a lot of them who come back and want to come, while others change their minds”Concludes Dobrovac. “Apart from the main promo video for holiday homes, we also made a video in which we advertise our new service in which renters will be happy (without additional costs) to make for guests and the first purchase that will welcome them in the house. They send us a list, we translate it and send it to the landlords. Upon arrival, guests only pay for groceries ordered directly from the landlord. So far, we have received a lot of positive reactions to this video, ie the service, but we do not have any concrete inquiries for it yet, but we have just started promoting it, so we will see concrete demand for this service at the end of the year. says Dobrovac. The IDRiva Tours agency points out that the number of holiday home reservations is growing day by day and that tourists are slowly “relaxing” when it comes to travel. Apart from nautical, the greatest interest is in luxury holiday homes with swimming pools. “It is certainly noticed that people are looking for more private accommodation or holiday homes. In addition to the growing number of inquiries and reservations, we notice that on our site most stay at holiday homes. The most popular are detached houses that are surrounded by greenery, and some houses that we offer are even the same number of days filled as last year. There were a lot of cancellations at the beginning, but, as I said, appointments have been filled lately”Points out Dobrovac and adds that in addition to holiday homes, mobile homes in camps are also in demand. Finally, the question that most tourism workers are currently most interested in is the interest of our main emitting market for Croatia this season. Offer ID: Rive Tours and in Croatian – idriva.hr Thus, the first departure of six tourist ships of the ID Riva Tours fleet this year from the port of Rijeka started on 20.06. with about a hundred tourists embarking on a seven-day cruise around the Kvarner islands. Austrians and Germans go on cruises by boat, on average about twenty per ship. It was on the topic of the situation in Germany and other trends that I talked to Simon Dobrovac, head of marketing at IDRiva Tours. “So far, people have probably been waiting to see how the situation unfolds, but they are starting to get encouraged. We assume that many were waiting for the “first ones” to break the ice and see what the situation was like. We started traveling 15.06. as soon as Germany lifted the travel warning and we were the first this year to embark on cruises”Points out Dobrovac. This season, the IDRiva Tours agency also announced a new service in cooperation with its partners and hosts. Namely, through the reservation it is possible for guests who rent a holiday home in Croatia to get a full refrigerator, ie for the hosts to make the first purchase without additional delivery costs, so that guests can be greeted by a bun refrigerator. At the beginning of the week, the agency ID Riva Tours, which is synonymous with Croatia on the German market, announced this year’s offer with a special focus on holiday homes in Croatia and thus confirmed the great interest in such an offer in Germany, but also opened up to the domestic market with its entire offer. New service: The hosts make the first purchase for their guests Related news: ID RIVA TOURS FOCUSED ON HOLIDAY HOMES IN CROATIA
Categories: Letters to the Editor, Opinion I have to point out what power in some people’s hands will do to destroy others and the nation. D.C. politicians have set up slush funds for secret payoffs, committees of phony Russian collusion and sexual abuse by both genders. Locally, we have the governor giving away free college education in-state. Gov. Andrew Cuomo is one of worst, if not the worst, governors in the state’s history.Then we have everyday people with little titles that go to their heads. They scheme and lie to make themselves look good to their bosses, no matter what the cost or consequence to others. We should look very closely at those who crow the loudest and why. Think about it.Al MarvellScotia More from The Daily Gazette:EDITORIAL: Beware of voter intimidationEDITORIAL: Urgent: Today is the last day to complete the censusSchenectady teens accused of Scotia auto theft, chase; Ended in Clifton Park crash, Saratoga Sheriff…EDITORIAL: Find a way to get family members into nursing homesFoss: Should main downtown branch of the Schenectady County Public Library reopen?
“Many of PKA’s members will surely think it is hard to understand what the whole thing is about and what the consequences are,” he said.The plan was outlined yesterday as part of the government’s proposal to reduce taxes on work, cars and pensions by DKK23bn (€3bn) called “JobReform II”. The reform was aimed at extending the effects of the country’s economic upturn seen over the last few years.It proposed increasing the amount that can be saved into an old-age pension plan (alderspension) in the last five years before state pension age to DKK50,000 (€6,720).In the new plan, the government detailed how it would use the DKK2.5bn sum had earmarked for resolving the long-standing “interplay” problem in the pensions taxation system. It refers to contributions made later in life that do not pay off because of the way pension payments are offset against state benefits in retirement.In yesterday’s announcement, the government said the DKK2.5bn would be used to increase by 3.9% the tax value of the deduction for pension contributions for people with more than 15 years to state pension age. For those with less than 15 years to go, the increase would be 7.7%.The new system is to take effect from 1 January next year.Per Bremer Rasmussen, chief executive of the Danish Insurance Association, Forsikring & Pension, said: “It is absolutely crucial that we make it attractive for every to save up for a pension. So I am glad the government is doing something about that.”But the association said the new system introduced an extra complication with the new tapered job deduction for low-paid people. This, it said, reduced the incentive for blue-collar workers to save for a pension – therefore creating another interplay problem. The Danish government has unveiled further details of its new tax reform plan aimed at improving incentives for private pension saving – but the pensions industry has highlighted flaws in the proposal.The plan was built on a proposal published earlier in the summer entitled More Years on the Labour Market. It contained measures to increase the advantages of saving for private pensions and reduce the number of people who save little or nothing into a pension.Peter Damgaard Jensen, chief executive of pensions management firm PKA, said: “You could certainly have created more of an effect for the same money by targeting the deduction more towards those people who are hardest hit by the interplay problem.”Damgaard Jensen said it was also unfortunate that the new model was so complicated to understand.