in Daily Dose, Featured, Government, News Bank of America Chapter 7 bankruptcy Florida second mortgages stripping off mortgages U.S. Supreme Court 2014-11-18 Brian Honea U.S. Supreme Court Agrees to Hear Bank’s Appeal in ‘Stripping Off’ Mortgage Cases Subscribe Data Provider Black Knight to Acquire Top of Mind 2 days ago Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Print This Post Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Previous: Lawmakers Ask Financial Firms for Information on Data Breaches Next: Analysts Predict Continued Improvement for Housing as Economy Strengthens in 2015 Servicers Navigate the Post-Pandemic World 2 days ago Bank of America’s case against two underwater Florida homeowners who filed for Chapter 7 bankruptcy in order to eliminate the liability on their second mortgages – a practice known as “stripping off” – has made it to the highest court in the nation.The U.S. Supreme Court agreed earlier this week that it would hear the cases of Bank of America v. Caulkett and Bank of America v. Toledo-Cardona following the bank’s appeal in both cases, which were both decided in favor of the homeowners by the 11th Circuit U.S. Court of Appeals back in May. The Supreme Court said in granting the petition on Monday that it would consolidate the two cases and allot one hour for oral arguments.In the cases of the Florida homeowners in Melbourne and Tampa, each had second mortgages on their homes originated by Bank of America. When the homeowners could no longer pay their debts following the housing market crash of 2008, they both filed for Chapter 7 bankruptcy and asked the bankruptcy judge to extinguish their second mortgages based on the fact that they were underwater – or in other words, they owed more than the properties were worth. The judge erased both of the Bank of America mortgages, hence “stripping off” the mortgages, and the decision was upheld in the 11th Circuit Court of Appeals.The bank argued that the practice of stripping off mortgages should be banned, just as “stripping down” mortgages were outlawed in a case the Supreme Court decided in 1992. In that decision, the court made it illegal for underwater homeowners to escape a claim from a creditor on a mortgage by “stripping down” the mortgage to its current market value.Bank of America’s representatives said in the court filing that this is a critical area of bankruptcy law that will affect many Chaper 7 bankruptcy filings. Related Articles The Week Ahead: Nearing the Forbearance Exit 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Best Markets For Residential Property Investors 2 days ago Share Save Servicers Navigate the Post-Pandemic World 2 days ago About Author: Brian Honea Home / Daily Dose / U.S. Supreme Court Agrees to Hear Bank’s Appeal in ‘Stripping Off’ Mortgage Cases Demand Propels Home Prices Upward 2 days ago The Best Markets For Residential Property Investors 2 days ago Tagged with: Bank of America Chapter 7 bankruptcy Florida second mortgages stripping off mortgages U.S. Supreme Court Sign up for DS News Daily November 18, 2014 1,885 Views
Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles About Author: David Wharton Servicers Navigate the Post-Pandemic World 2 days ago Sign up for DS News Daily Print This Post Home / Daily Dose / Experian: Credit Outlook Bright for 2018 Consumer credit reporting agency Experian has released its eighth annual State of Credit report, showing a positive state of affairs that includes average credit scores trending upward and inching closer to pre-Recession totals.Experian’s data reveals that the national average credit score has ticked upwards by two points in the past year, rising from 673 to 675. Furthermore, that new total puts it only four points shy of the pre-Recession 2007 average of 679. Experian’s report also shows that consumer confidence is actually higher than in 2007—it’s up 16 percent compared to the same time in that year. Consumer confidence is also up 25 percent year over year.Experian also found that the average mortgage debt in 2017 was $201,811.Michele Raneri, VP of Analytics and New Business Development at Experian, said, “The trend line that we are seeing is quite promising. With employment and consumer confidence on the rise, we’ve made great progress as a country since the recession. The economy is expected to expand at a healthy pace this year supported by access to affordable consumer credit and we believe that credit will continue to rebound. All of the factors point towards a good year for credit in 2018.”Experian also rated cities around the country as part of its annual State of Credit report. Which city led the pack with the highest average credit score in 2017? It was Minneapolis, Minnesota, boasting an average credit score of 709, which was two points higher than its 2016 average score of 707. Minnesota must be doing something right, because two other Minnesota cities top the list right behind Minneapolis: Rochester and Mankato, both with an average credit score of 708.Rounding out Experian’s top 10 are Wausau, Wisconsin (average credit score 706); Green Bay, Wisconsin (705); Duluth, Minnesota (704); Sioux Falls, South Dakota (704); San Francisco, California (703); La Crosse, Wisconsin (703); and Madison, Wisconsin (703).Southern states dominate the other end of the average credit spectrum, with Texas occupying four of the 10 cities with the lowest average credit ratings for 2017. The bottom 10 cities include Greenwood, Mississippi (624); Albany, Georgia (626); Harlingen, Texas (631); Laredo, Texas (635); Riverside, California (636); Corpus Christi, Texas (638); Odessa, Texas (640); Monroe, Louisiana (640); Montgomery, Alabama (640); and Shreveport, Louisiana (640).Experian also analyzed credit differences along generational divides. Here’s what they found:Generation Z (born 1996 and later) is building credit through different methods than the generations before them, with heavier student loan debts and fewer credit cards and department store cards. And they are keeping debts low and managing them well.Generation Y/Millennials (born 1977–1995) have seen their scores climb four points over the past year. They’ve also decreased their overall average debt by nearly eight percent, but have added six percent in mortgage debt.Generation X (born 1965–1976) has a credit score of 658, the highest mortgage debt of all generations, and a high instance of late payments compared to the national average. Their scores have improved, so they are managing their debts better than in the past.Baby Boomers (born 1946–1964) continue to carry quite a bit of mortgage debt, and have the lowest late payment instances of all the generations.The Silent Generation (born 1945 and before) has quite a bit of mortgage debt, but are keeping other debts low and making payments on time. At 729, they have the best credit score of all generations and the fewest late payments of any generation.You can peruse Experian’s full State of Credit report for 2017 by clicking here. Previous: Freddie Mac Marks Single-Family Rental Milestone Next: TD Bank Appoints Rick Bechtel and Scott Lindner in Daily Dose, Featured, Journal, Market Studies, News The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Experian: Credit Outlook Bright for 2018 Data Provider Black Knight to Acquire Top of Mind 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Subscribe Demand Propels Home Prices Upward 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago Share Save credit ratings Experian Mortgage Debt State of Credit report 2018-01-12 David Wharton Tagged with: credit ratings Experian Mortgage Debt State of Credit report January 12, 2018 2,087 Views The Best Markets For Residential Property Investors 2 days ago
Junior Mariana Davalos said La Fuerza, a student club at Saint Mary’s, decided to celebrate “Dia de los Muertos,” or Day of the Dead, this week even though the celebration actually falls on the first two days of November. Caitlyn Jordan | The Observer Saint Mary’s students celebrate Dia de los Muertos with La Fuerza, a Hispanic cultural club, by decorating candy skulls.La Fuerza’s mission is to educate the community on Hispanic cultures and issues.Davalos, vice president of La Fuerza, said the club hosts a variety of events from year to year, including an annual celebration of Dia de Los Muertos to help Hispanic students share their culture with the rest of Saint Mary’s.“We want to have the same traditions since we’re not at home,” she said. “[Dia de los Muertos] is a very family-oriented celebration, and we want to make represent our [Latina] culture by bringing it to school.”Davalos said her family has their own way of celebrating Dia de los Muertos.“At my house, we have a photo of the Virgin Mary in our entryway and during this time, my mom will put a photo of her mother on a table with fresh flowers,” she said.Starting Wednesday, the group created an “ofrenda,” or altar, in the Student Center Atrium. Davalos said students have the opportunity to add photos of their loved ones to the ofrenda.“In Mexico, people visit cemeteries and decorate graves with flowers and candles, but away from home, we create altars to remember our loved ones,” she said.Wednesday evening, the group hosted a Spanish Mass in Holy Spirit Chapel in Le Mans Hall. Davalos said there will be an altar in the chapel to remind students about the week’s celebrations.Thursday during lunch, students can decorate sugar skulls or make “papel picado,” paper designs to decorate the altar. Davalos said the club bought more sugar skulls this year, after running out of them last year.“Some girls decorate in honor of loved ones that passed away, and other girls just really enjoy decorating them,” she said.A new addition to the traditional “Dia de los Muertos” celebration is the showing of a film, “The Book of Life,” on Friday. Davalos said the film showing is co-sponsored by Student Diversity Board and is an animated love story that provides students with a fun, engaging way to learn about “Dia de los Muertos.”Davalos said it’s important students know that La Fuerza is not exclusive to Latina students.“It’s just interesting to know about other cultures. For us [members of La Fuerza], it’s enriching in a way — we have the chance to explain our culture and be involved with other students and to share a moment together,” she said.Tags: Dia de los Muertos, La Fuerza, saint mary’s
Virginia governor announces Environmental Justice CouncilVirginia governor Ralph Northam has issued Executive Order 29, which reestablishes the Virginia Council on Environmental Justice. The council will be responsible for issuing recommendations focused on engaging minority, low-income, and underserved communities; public health; best practices for local governments; climate change and resilience; transportation systems; clean energy transition; and outdoor access. In a statement, Kendyl Crawford, Director of Virginia Interfaith Power & Light said that re-establishing the Council is one step towards making the state a more environmentally just place. “The recent treatment of environmental justice communities has made it clear that we have a long way to go,” said Crawford. “Environmental justice has been ignored in Virginia for too long.”Blue Macaw from “Rio” movie now extinct in the wildThe Spix’s macaw gained attention as a parrot named Blu in the movie ‘Rio’ who flew thousands of miles in an attempt to save his species. But a recently released study found that the Brazilian bird is now extinct in the wild. According to a report from BirdLife International, deforestation is the leading cause for the bird’s extinction. The report says the Spix’s macaw is one of eight bird species recently confirmed extinct or expected extinct. About 60 to 80 Spix’s macaws still live in captivity. Judge blocks Atlantic seismic oil permitting during government shutdownA federal court judge in South Carolina has ruled that the federal government cannot process seismic testing permits for offshore drilling while the government is shut down. The decision was issued in response to a motion filed by coastal cities and conservation and business groups opposed to the Trump administration’s effort to expand offshore drilling. Despite the shutdown, the Interior Department has recalled employees to continue working on permitting for both onshore and offshore drilling and testing, drawing widespread criticism from opponents of drilling. A spokesperson for the Bureau of Ocean Energy Management (BOEM) says that the agency will comply with the judge’s orders.
Greensburg, IN— The City of Greensburg has announced that Lincoln Street between Walnut and First Streets will be restricted to one lane travel on Friday, February 14 from 8 am to 3 pm. On Monday, February 17, Lincoln Street will have both lanes closed from Walnut to First Street between 7 am until 7 pm. This is for a private contractor to make repairs to a homeowner’s sanitary sewer lateral. They ask that you seek another route of travel during these times.
Due to the lengthy processes involved in acquiring performer contracts for Springfest, an annual on-campus music event, the USC Concerts Committee has been unable to release the names of the 2015 headliners in advance of the event on Saturday, April 4.Caitlin Harriford, executive board member of the Concerts Committee, told the Daily Trojan that there have been issues surrounding the release of the lineup of artists for Saturday’s concert.“The issue is that we can’t say anything until contracts are executed,” Harriford said. “Right now, they are sitting with a USC legal team.”Harriford also said the process of confirming artists and announcing their performances involves communication with the university’s legal counsel.“They don’t really tell us when they’re going to sign [the contracts],” Harriford said. “It’s unfortunate that they’re not that transparent with us, but part of it is that they have to get all their terms straight.”At the time of publication, confirmed Springfest 2015 headliners include Walla, Portugal. The Man and BØRNS.Prior to Springfest performances, the Black Student Assembly is hosting Gearfest 2015 as a part of the Springfest activities on Saturday, at 3 p.m.According to the Assembly’s Facebook page, the event “brings to life the fusion of music, fashion and technology across an eclectic mix of mediums.”Artists confirmed to perform at Gearfest include Audio Push and Isaiah Rashad.In anticipation of Saturday, Harriford spoke about Concerts Committee’s main goal which was to maximize student enjoyment.“We’re just focused on putting on a really great show, and we hope people come out and have a great time,” Harriford said.
Close Forgot password? Please put in your email: Send me my password! Close message Login This blog post All blog posts Subscribe to this blog post’s comments through… RSS Feed Subscribe via email Subscribe Subscribe to this blog’s comments through… RSS Feed Subscribe via email Subscribe Follow the discussion Comments (2) Logging you in… Close Login to IntenseDebate Or create an account Username or Email: Password: Forgot login? Cancel Login Close WordPress.com Username or Email: Password: Lost your password? Cancel Login Dashboard | Edit profile | Logout Logged in as Admin Options Disable comments for this page Save Settings Sort by: Date Rating Last Activity Loading comments… You are about to flag this comment as being inappropriate. Please explain why you are flagging this comment in the text box below and submit your report. The blog admin will be notified. Thank you for your input. +1 Vote up Vote down CueballSumnernewscow 94p · 252 weeks ago In order to participate in the comment section, please read the comment policy here: http://www.sumnernewscow.com/sumner-newscow-comme…. We highly encourage you to sign your name, but will allow one surname, preferably a first or middle name, and a valid e-mail address. E-mails will not be published. Report Reply 0 replies · active 252 weeks ago +1 Vote up Vote down Glenda Wright · 252 weeks ago Congratulations to all of the girls on their advance to State Tennis! You will represent Wellington well and we wish you the best! Report Reply 0 replies · active 252 weeks ago Post a new comment Enter text right here! Comment as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Submit Comment Subscribe to None Replies All new comments Comments by IntenseDebate Enter text right here! Reply as a Guest, or login: Login to IntenseDebate Login to WordPress.com Login to Twitter Go back Tweet this comment Connected as (Logout) Email (optional) Not displayed publicly. Name Email Website (optional) Displayed next to your comments. Not displayed publicly. If you have a website, link to it here. Posting anonymously. Tweet this comment Cancel Submit Comment Subscribe to None Replies All new comments by Tracy McCue, Sumner Newscow â€” The sister team of Madi and Mekenna Adams as well as Dietra Sober and Madi Lewellen will be representing Wellington at the Class 4A State tennis tournament at the Vaughn Tennis Center at Winfield. Â Both teams advanced after finishing in the top six of the doubles competition at the Class 4A Regional in Pratt.Overall, the Crusader team finished third in the regional. Wichita Collegiate won the event with 24 points with Andover Central placing second with 16. Circle had 6, Wichita Trinity 3, and five other teams failed to scoreSingles players Lexi Saffell and Abby Lowe did not qualify.Adams and Adams finished third and both will be going to state for the second year in a row, although they didn’t play on the same team in 2014. Sober/Lewellen will be going to state for the first time.Mekenna AdamsMadi AdamsAdams/AdamsThe Adams family started day one as the No. 3 seed and had little trouble qualifying for state on Day 1.The pair beat Kenne/Stevens from Wichita Trinity 6-0, 6-0. They followed that performance with a rather easy win against Norris/Uhlenhop from Andover Central, the No. 6 seed, 6-1, 6-1.“Those two just took care of business on Friday,” said Brian Aufdengarten, Wellington head tennis coach. “I don’t believe we coached them one time they were on today.” After their qualification, the Wellington team raced back for the homecoming coronation and made it back in plenty of time. Both Sober and Madi Adams were in the coronation celebration with Sober crowned Duchess.On Saturday, Adams/Adams started out with No. 2 seeded Little/Maddex from Andover Central and led most of the first set before giving up three straight games. They lost the first set 7-5. The second set saw Wellington get out to a decent start leading 3-1, before Andover Central came back and won 6-4.“We were a little tight in that match, but Andover Central is a pretty decent team,” Aufdengarten said.Adams/Adams then played for third plac and held nothing back defeating Nussbaum/Cody from Collegiate 6-0, 6-1.“Wow what an ending for them,” Aufdengarten said. “They justy played so steady in that last match. It was great just watching a team that needs no coaching and that can take control of a match like the last one.”Dietra SoberMadi LewellenSober/LewellenSober and Lewellen received the No. 5 seed. The pair won their opening match over Allison/Wattemath of Circle 6-4, 6-1.In their next match against the No. 4 seed Nussbaum/Cody from Collegiate, Wellington started off well and led 5-3. Then the match turned into a hostile environment with many loud cheers from the crowd. Collegiate tied it up at 5-all, then it went to a tiebreak at 6-6, but Collegiate won 7-2.In the second set, Wellington jumped out 2-0, but showed a bit of nerves and lost six straight games.“Nerves got us in this match,” Aufdengarten said. “The crowd was loud on many shots and we just lost focus on the match itself.”Sober/Lewellen were still alive on day 2 but were in a do-or-die match with Kenne/Pennington of Wichita Trinity. The Wellington pair came out ready to play and won the first set 6-0. Then all of sudden the nerves set in against and the Wellington pair found themselves down 4-1.“We lost three deuce games in a row an just fell behind,” Aufdengarten said.Sober/Lewellen fought back and took a 6-5 lead, but then it went to a tiebreak. The same result of Day 1 tiebreak took place losing another one 7-4 this time. After a 10-minute break between sets, Sober/Lewellen knew they wanted it bad enough and jumped up 5-1. Then they lost the next game but held serve to win 6-2 and advance to state.“We were so proud of them making it,” Aufdengarten said. “These two we put together about midseason or later and we just had to get them to believe in doubles.”In their final match for fifth place,Â Sober/Lewellen took care of Morgan/Wicks from Circle 6-0, 6-2.“Once they qualified they just had fun and played and did extremely well,” Aufdengarten said.SaffellIn singles, Saffell drew an unfortunate draw and landed the No. 1 seed Ramsey from Collegiate. Â She lost the match 6-0, 6-1.“But she played pretty decent against the powerful Ramsey,” Aufdengarten said. “Lexi had several points go to deuce and even got a game off of her.”LoweLowe received the No. 7 seed and had a close match against Acosta from Ulysses. She came out on top 6-4, 6-4.Â In her next match she played the No. 2 seed Lair from Collegiate.Â Lowe dropped that match 6-0, 6-0 to Lair, who would be the eventual champion on day two.The first win gave Lowe the opportunity to play on DayÂ 2 to try and qualify for state.Lowe had to play the No. 3 seed Gahagan who got upset on day 1.Â Gahagan showed her power game and never let Lowe in many points.Â Lowe dropped the match 6-0, 6-0.“Abby played so well for us all season especially playing No. 1 singles as a sophomore,” Aufdengarten said.Lowe finishes her season 15-15.Follow us on Twitter.
18 Sep 2014 England snatch victory in Women’s Home Internationals England snatched victory by the tiny margin of a half point at the end of a thrilling last day’s play in the Women’s Home Internationals at Aberdovey, Wales.England beat Wales, the hosts and defending champion, 6½-2½ on the third and final day’s play, while Ireland defeated Scotland by the same score. The results created a three-way tie between England, Ireland and Wales, who had each won two matches during the tournament – and a countback of game points won was required to settle the destination of the trophy.England triumphed with 16½ points, followed by Ireland on 16 and Wales on 14½. “For while we thought we’d lost by half a point,” said the delighted England captain, Chris Pascall. “But then I went into the championship office and they said ‘Congratulations!“It has been the most exciting day’s golf and the play has been just fantastic with some quite stunning shots. The standard in the other match between Scotland and Ireland was equally as good.”The result means England – with five new caps in the team – has done a double in the Home Internationals so far, winning both the girls’ and ladies’ titles. A victory by the senior team – who are already European champions – in their international matches at the end of the month would complete the set.This is also England’s third win in the Women’s Home Internationals in four years and the team includes two members of the successful 2012 side: Gabriella Cowley and Alex Peters.In the final day’s match, England got ahead in the foursomes, thanks to the pairings of Hollie Muse and Gemma Clews, and Sarah-Jane Boyd and Bethan Popel. Then, they dug very deep to take 4½ points from the singles. They were unbeaten in the afternoon but the halved matches, in particular, were gritty affairs and crucial to the overall outcome.India Clyburn, for example, was tested as her opponent birdied three of the closing holes but held her nerve admirably to hole a 12-footer on the 18th to halve her game. Gemma Clews was three down after seven, but didn’t lose another hole and gradually clawed back the deficit to finish all squareIn the other matches, Gabriella Cowley was four up with five to play when her opponent started a charge back with an eagle. But the England player held tight and won the 17th to close out the match. Alice Hewson was never behind in her match and Hollie Muse trailed only once, on the second, as they both played their way to wins. Sarah-Jane Boyd led throughout her match until her opponent won the last hole for a half – but the Welsh player could not deny England their overall victory.The England team included five players who were making their debut at this level: Gemma Clews (Delamere Forest), India Clyburn (Woodhall Spa), Alice Hewson (Berkhamsted), Hollie Muse (West Lancashire) and Bethan Popel (Long Ashton). The established internationals were: Sarah-Jane Boyd (Truro), Gabriella Cowley (Hanbury Manor) and Alex Peters (Notts Ladies’).England results v WalesFoursomesAlexandra Peters & India Clyburn lost to Chloe Williams & Becky Harries 2 downHollie Muse & Gemma Clews beat Lauren Hillier & Rachel Lewis 4/2Sarah-Jane Boyd & Bethan Popel beat Samantha Birks & Jess Evans 3/2SinglesGabriella Cowley beat Williams 3/1Muse beat Birks 3/1Clyburn halved with HillierClews halved with EvansAlice Hewson beat Megan Lockett 4/3Boyd halved with HarriesCaption (image © LGU): Chris Pascall (captain, centre) is surrounded by (from left) Gemma Clews, Bethan Popel, Alex Peters, Gabriella Cowley, Sarah-Jane Boyd, Steve Robinson (England coach) India Clyburn and Hollie Muse.19th September 2014England women return to winning formEngland returned to form in the Women’s Home Internationals at Aberdovey, Wales, when they beat Scotland 7-2 on the second day of the tournament.It was a reversal of fortunes from the previous day, when the team lost to Wales and England captain Chris Pascall commented: “They played great golf today.”England enjoyed a clean sweep of the morning foursomes – with Hollie Muse (image © Leaderboard Photography) playing the most spectacular shot of the day when she holed-in-one on the third. Hollie and her partner Gemma Clews won on the 14th.The other successful pairing were Alex Peters and India Clyburn, and Sarah-Jane Boyd and Bethan Popel.Curtis Cup player Gabriella Cowley kept the morning’s momentum going when she won the lead singles match on the 13th. Bethan Popel, Alice Hewson and Sarah-Jane Boyd followed her with a series of good wins.In the day’s other match Wales, the defending champions, beat Ireland 5½-3½.FoursomesAlex Peters (Notts Ladies’) & India Clyburn (Woodhall Spa) beat Hannah Mccook & Tara MacTaggart 3/2Hollie Muse (West Lancashire) & Gemma Clews (Delamere Forest) beat Megan Briggs & Kimberley Beveridge 5/4Sarah-Jane Boyd(Truro) & Bethan Popel (Long Ashton) beat Louise MacGregor & Kate McIntosh 5/3SinglesGabriella Cowley (Hanbury Manor) beat Gabrielle Macdonald 6/5Clyburn lost to Megan Briggs 3/1Peters lost to Hannah Mccook 1 downPopel beat Jordana Graham 2/1Alice Hewson (Berkhamsted) beat McIntosh 3/2Boyd beat MacTaggart 5/318th September 2014Tough start for England at Women’s Home InternationalsEngland made a disappointing start to the Women’s Home Internationals at Aberdovey in Wales, when they lost 6-3 to Ireland on the opening day of the tournament.In the day’s other match Wales, the defending champions, beat Scotland 6½-2½.The matches were played in stiff winds which proved testing. However English girls’ champion India Clyburn and 14-year-old Hollie Muse (image © Leaderboard Photography) made an impressive debut at this level, both contributing 1½ points to the scoreline.India paired up with former English champion Sarah-Jane Boyd to win her singles and managed to halve her singles, despite being three down at the turn.Hollie halved her foursomes with fellow debutante, Gemma Clews, and then won her singles, with the help of three birdies on the back nine.ResultsFoursomesSarah-Jane Boyd (Truro) & India Clyburn (Woodhall Spa) beat Amy Farrell & Chloe Ryan 2/1Hollie Muse (West Lancashire) & Gemma Clews (Delamere Forest) halved with Paula Grant & Olivia MehaffeyAlex Peters (Notts Ladies’) & Bethan Popel (Long Ashton) lost to Mary Doyle & Maria Dunne 3/1SinglesPeters lost to Dunne 3/1Clyburn halved with RyanGabriella Cowley (Hanbury Manor) lost to Doyle 1 downMuse beat Mehaffey 2/1Alice Hewson (Berkhamsted) lost to Jean O’Driscoll 2&1Clews lost to Grant 1 down
CLOSE GAME—The North Side Steelers visited the Hill Disciples Aug. 22, in a battle between two of the Termite teams. The Disciples pulled out a close game that ended 13-0 as the Hill team improved to 2-0 for the 2009 season. Sportsmanship is always on display regardless of the outcome as the Disciples and Steeler players shook hands after the end of this game. SERIES OF THE WEEK—Homewood (1-3) vs. Braddock (1-3)The atmosphere was set with aromas wafting from the concession stands. Every seat was filled. It was a great day for football in the Homewood community. The scene was reminiscent of a party. The Homewood Bulldogs would respond to the call with heated gridiron completion.They improved tremendously as an organization, posting a 4-0 record in front of the home crowd on Sunday. The defensive effort was tremendous as they allowed a combined two scores in the entire series. BALANCING ACT—Hill Disciples QB David Stroeier attempts to stay in bounds on this run as Steeler defenders try to push him out. Touchdowns by Reggie Oaks, Patrick Jones, Shawn Lyons, and Mykal Lyons.Midgets-Homewood 25, Braddock 6Touchdowns by Homewood: Trevon Mathis (2) and Niko Cruise; Braddock: B.J. EssietThe Bulldogs were not the only organization with an impressive showing. The Hill District maintained their standing at the top with a league best 7-1 record. The North Shore also walked away with three wins to solidify themselves as the number two team, overall. It still proved to be a competitive week as four teams split at 2-2. Here is a look at how each team faired over the weekend:CLAIRTON vs. LINCOLN: TWERPS: 12-8 (LINCOLN); TERMITES: 18-6 (CLAIRTON); M. MITES: 16-6 (LINCOLN) MIDGETS: 25-20 (CLAIRTON).HILL DISTRICT vs. NORTH SIDE: TWERPS: 18- 6 (HILL DISTRICT); TERMITES: 13- 0 (HILL DISTRICT): M. MITES: 6- 0 (HILL DISTRICT); MIDGETS: 38-0 (HILL DISTRICT). NORTH SHORE vs. W. PITTSBURGH: TWERPS: 33-13 (N. SHORE); TERMITES: 21-0 (N. SHORE); M. MITES: 20-13 (N. SHORE); MIDGETS: 12-14 (W. PITTSBURGH)WILKINSBURG vs. GARFIELD: TWERPS: 20-7 (WILKINSBURG); TERMITES: 19-6 (GARFIELD); M. MITES: 6-0 (WILKINSBURG); MIDGETS: 34- 0 (GARFIELD). OVERALL:1. Hill District 7-12. North Shore 5-2-13. Clairton 5-33. Garfield 5-33. Homewood 5-36. Lincoln 3-4-17. Wilkinsburg 3-4-18. W. Pittsburgh 2-69. North Side 1-6-110. Braddock 1-7THIS WEEK: 1. Hill District: 4-02. Homewood: 4-03. North Shore: 3-14. Garfield: 2-24. Lincoln: 2-24. Clairton: 2-24. Wilkinsburg: 2-28. West Pittsburgh: 1-3 9. Braddock: 0-410. North Side: 0-4 One of the games included a come from behind victory by the Termites, when young Garrett Barnett Jr. had a 50-yard touchdown scamper after recovering his own fumble in the closing seconds of the game.Baby Twerps-Homewood 45, Braddock 0Hats off to these young warriors, they fought and came out with an impressive win.Twerps-Homewood 26, Braddock 0Touchdowns by Hasaan Ismaili, Kaine Burgess and Brashawd Mullen.Termites-Homewood 19, Braddock 6Touchdowns by Homewood: Garrett Barnett (2) and Timothy Terry; Braddock: Troy PhillipsMighty Mites-Homewood 26, Braddock 0
In the not too distant past, newly hired Rutgers basketball coach Mike Rice (formerly of Robert Morris) and current Michigan football coach Rich Rodriguez (formerly of the West Virginia University Mountaineers), left their universities holding the bag. To say that these men exemplify the legal jargon “breach of contract” would be quite an understatement. Both coaches bolted with quickness from their schools, players and fans without any true remorse or emotion. There were also no discernible penalties assessed on either coach by the NCAA. Is that a tad weird or what? If coaches are permitted to do what is best for their families and their careers then why are student-athletes competing under the umbrella of the NCAA forced to sit out a year if they decide to transfer to another school. It is painfully obvious that the current system is designed to create and maintain maximum profit for the member institutions, while providing concurrent residual windfalls for surrounding areas and businesses. Everybody makes money, while the existence of most student-athletes is poverty-stricken at worst and in the best of times economically challenged all the while getting bitten on both sides of the neck by the NCAA vampires, especially those student-athletes competing in football and basketball.In an April 2000 article by Harry Bruinius for the Christian Science Monitor titled “College players still amateurs…but barely,” Bruinius says this about March Madness: “What many believe to be the quintessential amateur athletic event is more and more becoming a multi-billion dollar industry, replete with trademarked merchandise, overzealous alumni and unctuous sports agents offering athletes illegal perks. Television revenues will bring the NCAA $242 million this year, or 80 percent of its annual income. This is just part of the $6.2 billion contract the organization has signed with CBS, which will have exclusive rights to broadcast the March event for years to come. More than other sporting events, the NCAA Division I tournament is a showcase of American egalitarianism, a rough and tumble meritocracy.”As far as compensation for their “services,” economist Andrew Zimbalist is quoted, asking, “Do you give them a stipend, like you give work-study students, or do you try to pay them according to their market value? If you do the latter, I think they really can’t be students anymore since that violates academic culture. [But I do believe that] there should be certain slots for non-matriculating athletes who would be paid as professional minor leaguers.”Why isn’t there a “limited type” of free agency in college athletics? In Flood v. Kuhn (407 U.S. 258), there was a 1972 United States Supreme Court decision upholding, by a 5–3 margin, the antitrust exemption first granted to Major League Baseball in Federal Baseball Club v. National League. It arose from a challenge by St. Louis Cardinals’ outfielder Curt Flood when he refused to be traded to the Philadelphia Phillies after the 1969 season. He sought injunctive relief from the reserve clause, which prevented him from negotiating with another team for a year after his contract expired.Although the court ruled in baseball’s favor, 5-3, it admitted the original grounds for the antitrust exemption were tenuous at best, that baseball was indeed interstate commerce for purposes of the act and the exemption was an “anomaly” it had explicitly refused to extend to other professional sports or entertainment. That admission set in motion events that ultimately led to an arbitrator’s ruling nullifying the reserve clause and opening the door for free agency in baseball and other sports.There still seems to be a perverted type of anti-trust exemption for the NCAA and its members. But what could be a direct slap in the face is that most of these “schools” declare themselves as nonprofit entities, getting billions in grants from the government. Where is the charity for these student-athletes? If an athlete feels that he or she may have a better opportunity at another school then they should be allowed pursue it. The same principles should also apply if the coach that recruits an athlete decides to seek greener pastures. Why should coaches be allowed to seek healthier fields when the athletes are forced to chew on their cuds?The scholarships granted to students are a pittance compared to the loot these money grubbers rake in from the blood, sweat and tears of America’s youth.The future of the NCAA should be to invade their gold-lined coffers to pay the athletes for their services. No ifs, ands or buts about it. It is a known fact that everyone throughout the college administrative and coaching ranks is getting paid while the players are getting played. (Aubrey Bruce can be reached at: [email protected] or 412-583-6741.)