Tag: 有钱人才能享受的高级私人

Why a big income tax refund is not a good thing

first_img 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Dan DzombakAccording to a Gallup poll, 45% of American’s would prefer to get a tax refund, with over half of those respondents preferring a large refund over a small refund. This makes no sense, as getting a tax refund means you overpaid your taxes to the government during the year. If you knowingly do this, you are essentially giving the government an interest-free loan of money you could have used throughout the year.Income tax refunds and youThe biggest reason people gave for wanting to receive an income tax refund was that “It’s like getting a bonus/reward/nice to get extra money.”While it’s always nice to receive an unexpected windfall, if you are expecting a big income tax refund check this year, you’re doing your taxes wrong. That “extra” money is cash that you could have been using throughout the year.Realize that a $1,200 income tax refund means you missed out on an extra $100 a month, and a $2,500 income tax refund means you missed out on an extra $200 a month. And if you’re in debt and expecting a large tax refund, that’s even worse, because you’re basically lending money at 0% interest while your debt accrues interest well beyond that. continue reading »last_img read more

Continue Reading

Take responsibility for own decisions

first_img So when exactly do these millennials grow up and start taking responsibility for their own actions? Minimum wage was never intended to be a career choice and is not the cause of this man’s problems.I’m glad he’s working and trying to take care of his family.But his life decisions are the cause of his issues, not the pay scale.  Randy GrayClifton Park More from The Daily Gazette:High-risk COVID exposure reported in Clifton ParkEDITORIAL: Thruway tax unfair to working motoristsEDITORIAL: Find a way to get family members into nursing homesEDITORIAL: Beware of voter intimidationFoss: Should main downtown branch of the Schenectady County Public Library reopen? Categories: Letters to the Editor, Opinion Re Dec. 3 article, “Minimum wage, maximum stress”: Not to be unkind, but let me get this straight.I’m supposed to feel great sympathy and some sense of responsibility for a 28-year-old man who has managed to father nine children at that young age, because he works for $9.75 per hour? last_img read more

Continue Reading