Tag: 杨浦名店kb

Why I’m still buying Scottish Mortgage Investment Trust

first_img I’m sure you’ll agree that’s quite the statement from Motley Fool Co-Founder Tom Gardner.But since our US analyst team first recommended shares in this unique tech stock back in 2016, the value has soared.What’s more, we firmly believe there’s still plenty of upside in its future. In fact, even throughout the current coronavirus crisis, its performance has been beating Wall St expectations.And right now, we’re giving you a chance to discover exactly what has got our analysts all fired up about this niche industry phenomenon, in our FREE special report, A Top US Share From The Motley Fool. Enter Your Email Address See all posts by Charlie Keough Charlie Keough owns shares in Scottish Mortgage Investment Trust and NIO. John Mackey, CEO of Whole Foods Market, an Amazon subsidiary, is a member of The Motley Fool’s board of directors. The Motley Fool UK owns shares of and has recommended Amazon, NIO Inc., and Tesla. The Motley Fool UK has recommended Illumina and recommends the following options: long January 2022 $1920 calls on Amazon and short January 2022 $1940 calls on Amazon. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. “This Stock Could Be Like Buying Amazon in 1997” Simply click below to discover how you can take advantage of this. Image source: Getty Images. I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.center_img After an incredible run in 2020, the Scottish Mortgage Investment Trust (LSE: SMT) is currently priced at around 1,200p, down considerably from its February all-time high of 1,415p. And I feel the investment trust, managed by Baillie Gifford, provides an opportunity for me at its lower price.Long-term outlookThe aim of SMT is to be an “actively managed, low-cost investment trust, investing in a high-conviction, global portfolio of companies with the aim of maximising its total return to shareholders over the long term”, according to the April 2021 factsheet. And long term is key here. As such, I have no concerns with the short-term volatility it may currently be experiencing. The trust measures performance over a five-year period. Being a long-term investor, I’m happy with that. And I only have to look at the 100% share price rise in 2020 to see the returns SMT can offer.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…So why do I like it for the long term? When looking at the top holdings, I see huge potential. As of April 2021, the portfolio included Tencent, NIO, and Amazon. These companies open avenues for me to the growing tech industry. With the current tech sell-off, I see the exposure SMT can provide to this sector as a good way to diversify my portfolio further, for a good price.And I like the way the managers think ahead. SMT took the decision to halve its position in Tesla earlier this year, banking a profit before the tech sell-off. Moves like this give me confidence for the future active management of the portfolio.Risks with Scottish Mortgage Investment TrustWith the above said, I’m aware of the potential risks that come with SMT. First, fund manager James Anderson intends to step down in April 2022. Having spearheaded the rise of the trust, this could arguably leave future performance in question. After all, Anderson was key in the decision to invest in Tesla back in 2013 when the stock was trading at $6. Could his keen eye be a loss in the years ahead?To add to this, the operation’s large exposure to tech can also be a risk in itself as the current tech sell-off (which my fellow Fool Dylan Hood explained very well) shows. With investor confidence continuing to fall, SMT’s share price could too.My verdictThe news regarding James Anderson may be a blow for investors. He has delivered incredible returns over his time as fund manager. On top of this, the trust has been volatile recently.However, as a long-term investor, I’m not put off by this. SMT has a solid track record and I see the current share price as a good opportunity to buy.The all-time high in February may only be the beginning of what investors could see further down the line. That’s why I’m buying more of the shares now. Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. Click here to claim your copy now — and we’ll tell you the name of this Top US Share… free of charge! Our 6 ‘Best Buys Now’ Shares Why I’m still buying Scottish Mortgage Investment Trust Charlie Keough | Friday, 4th June, 2021 | More on: SMT last_img read more

Continue Reading

Agency First-Time Buyer Risk Index Reaches Series High

first_img Servicers Navigate the Post-Pandemic World 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago June 22, 2015 1,469 Views The May 2015 First-Time Buyer Mortgage Risk Index (FBMRI) for agency loans reached a series record of 15.66 in May, an increase of half a percentage point from the previous three months and 1.1 percentage points from May 2014, according to data released Monday by the American Enterprise Institute (AEI)’s International Center on Housing Risk.The FBMRI, which is an estimate of the share of first-time buyer mortgages that would default if they faced economic stress comparable to what was experienced in the 2007-08 financial crisis, is now 6.75 percentage points higher than the risk index for repeat homebuyers, according to AEI – and the gap has been widening.Risk layering has largely been the cause of the higher risk on first-time buyer mortgages, according to AEI. About 71 percent of first-time buyer mortgages had a combined loan-to-value ratio of 95 percent or more, and 97 percent of first-time mortgage buyers had a term of 30 years.”Given the combination of little money down and slow amortization, these buyers will have very little home equity for a number of years unless their house appreciates substantially,” the report said. “In addition, more than one-fifth of first-time buyers taking out mortgages had a FICO score below 660, the traditional definition of subprime mortgages, and one-quarter had total debt-to-income ratios above 43 percent, the limit set by the Qualified Mortgage rule.”Repeat buyer mortgages are less risky than those taken out by first-time buyers due to the fact that a much smaller share of repeat buyer mortgages have a combined loan-to-value ratio higher than 95 percent, and a much smaller share of repeat buyers had FICO scores below 660.The risk profile for first-time buyers suggests that access to mortgage credit is not as tight as some have suggested, according to AEI. In May, first-time buyers with an agency mortgage averaged a downpayment of about 3 percent, or $7,000, and a median FICO score of 706, which is below the median score of 713 for all mortgage buyers in the United States. The median FICO score for first-time buyers with FHA-backed loans drops to 673.“Credit standards for first-time buyers are not tight,” said Edward Pinto, codirector of AEI’s International Center on Housing Risk.  “The widening risk gap between first-time and repeat buyers is reflective of a market reliant on first-time buyers who are themselves reliant on increasing leverage.”Also according to the May report, first-time buyers made up 58.5 percent of primary owner-occupied government-guaranteed home purchase mortgages, a year-over-year increase of nearly 2 percentage points from 56.8 percent. The combined First-Time Buyer Mortgage Share Index (FBMSI), which measures the share of first-time buyers for both government-guaranteed and private sector mortgages, increased year-over-year from 51.2 percent in May 2014 to 52.7 percent in May 2015.Meanwhile, the number of primary owner-occupied purchase mortgages that went to first-time buyers during the six-month period from December 1, 2014, to May 31, 2015, jumped by 12.5 percent over the previous six-month period, from 516,000 to 582,000, according to AEI.“The Spring homebuying season is off to a strong start, buoyed by strong first-time buyer volume driven by increasing leverage and a strengthening job market,” said Pinto said.“The data we publish are based on millions of loans,” said Stephen Oliner, codirector of AEI’s International Center on Housing Risk.  “We have no doubt that these results paint an accurate picture of first-time buyers.”To see the full May 2015 report from the AEI International Center on Housing Risk, click here. Sign up for DS News Daily Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Demand Propels Home Prices Upward 2 days ago Previous: The Five Pillars of Risk Management Next: House Subcommittee to Examine New Allegations of Discrimination and Retaliation at CFPB The Best Markets For Residential Property Investors 2 days ago Related Articles Share Savecenter_img in Daily Dose, Featured, Market Studies, News Data Provider Black Knight to Acquire Top of Mind 2 days ago Demand Propels Home Prices Upward 2 days ago Tagged with: AEI’s International Center on Housing Risk Agency Loans First-Time Mortgage Buyers About Author: Brian Honea Data Provider Black Knight to Acquire Top of Mind 2 days ago Agency First-Time Buyer Risk Index Reaches Series High AEI’s International Center on Housing Risk Agency Loans First-Time Mortgage Buyers 2015-06-22 Brian Honea Home / Daily Dose / Agency First-Time Buyer Risk Index Reaches Series High  Print This Post Brian Honea’s writing and editing career spans nearly two decades across many forms of media. He served as sports editor for two suburban newspaper chains in the DFW area and has freelanced for such publications as the Yahoo! Contributor Network, Dallas Home Improvement magazine, and the Dallas Morning News. He has written four non-fiction sports books, the latest of which, The Life of Coach Chuck Curtis, was published by the TCU Press in December 2014. A lifelong Texan, Brian received his master’s degree from Amberton University in Garland. Subscribelast_img read more

Continue Reading

Rhino won’t be ‘punished’ after touching toddler who entered its enclosure

first_imgBrevard Zoo in Florida.(MELBOURNE, Fla.) — The rhinoceros who touched a child after she entered its enclosure on Tuesday will not be “punished,” according to zookeepers.The incident occurred on New Year’s Day at the Brevard Zoo in Melbourne, Florida, when a 2-year-old girl was visiting the zoo’s “Rhino Encounter.”Zoo officials have released new information about the incident, which they said started when the girl managed to get into the animal’s enclosure.“Rhino Encounter participants stand on ground level and are separated from the animals by steel poles. This child stumbled through the poles, at which point at least one of the rhinos touched the child with their snout,” Brevard Zoo officials said in a statement.The girl, whose name has not been released, “was retrieved in a matter of seconds and transported to a local hospital via ambulance,” the zoo said in its statement.The girl’s mother was also transported to the local hospital for non-critical injuries on her arm, according to Brevard County Fire Rescue.“Our hearts are with the family impacted by this incident and we are committed to being as transparent as possible without disclosing personal information about our guests,” the zoo said in their statement. “We are actively participating in a standard investigation conducted by Florida Fish and Wildlife Conservation Commission.”“The welfare of the rhinos was never compromised and they will not be ‘punished’ in any way,” the zoo added in its statement.The zoo noted that the Rhino Encounters program and other experiences at the zoo have been suspended until a thorough review of safety protocols is completed.The injured child’s father released a statement through the Arnold Palmer Hospital for Children, where she is being cared for.“Our daughter is in good care at Arnold Palmer Hospital and is doing well. My wife was also treated for her injury and has been released from the hospital. At this time, we ask for privacy as we focus on our daughter’s recovery,” the girl’s father said.Copyright © 2019, ABC Radio. All rights reservedlast_img read more

Continue Reading