0 2020 4.79p In December 2010, the Lloyds Banking Group (LSE: LLOY) share price stood near 67p. And today, as I write 10 years later, it’s around 40p.Of course, that doesn’t tell the whole story about the stock’s progress (or lack of it). In November 2011, the share price had dropped to somewhere near 25p. And by June 2015, it was just above 86p.5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…And if you click here we’ll show you something that could be key to unlocking 5G’s full potential…The negatives of cyclicality for Lloyds’ business and its sharesWhat a ride for shareholders! And my guess is it’s not what many investors were expecting. After all, buying Lloyds a decade ago after its credit-crunch crash probably seemed like a one-way ticket upwards as the underlying business recovered from its cyclical lows. And, indeed, for much of the time, earnings were improving year after year.But the stock market didn’t allow Lloyds to reward its shareholders with capital growth. Instead of the share price rising to accommodate improving earnings, the market simply marked the valuation lower to account for higher earnings instead.Why did it do that? I think the valuation contracted because the stock market looks ahead. And out-and-out cyclical businesses like Lloyds almost always see their earnings move up and down along with wider economic cycles. So, to allow for the next almost inevitable crash in earnings, the valuation reduced.In November, we’ve seen something of a snap-back rally in cyclical stocks such as Lloyds. But even that hasn’t saved the capital value of an investment in Lloyds over the past 10 years. So far, investors will have lost around 27p per share because of the lower share price.Dividends have failed to save shareholdersBut what about the return from dividends paid to shareholders over the past decade? Have they saved our notional 10-year investment? No. This table shows the dividends paid to shareholders over the period: 0 2012 0 0.85p (28/9/15) 2018 2010 0 1.7p (16/5/17) Click here to claim your free copy of this special investing report now! 2013 Kevin Godbold | Saturday, 5th December, 2020 | More on: LLOY Kevin Godbold has no position in any share mentioned. The Motley Fool UK has recommended Lloyds Banking Group. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors. Interim (date paid) 2.14p (21/5/19) 2.05p (29/5/18) 0 0 I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement. Year Totals – 0 2016 0 2014 0 Our 6 ‘Best Buys Now’ Shares 1.07p (26/9/18) 0 1.12p (13/9/19) Special (date paid) 0.5p (17/5/16) 5 Stocks For Trying To Build Wealth After 50 0 Renowned stock-picker Mark Rogers and his analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we’re offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our ‘no quibbles’ 30-day subscription fee refund guarantee. 0.5p (16/5/17) 2017 8.14p 0 – It’s quite an eye-opener for me to see so many zeros on that table considering Lloyds Banking Group shares were once considered by many investors to be decent income generators. I’m thinking about it particularly in the noughties before the credit crunch and the financial crisis at the end of that decade.Nonetheless, shareholders will have collected income from the dividend of just under 14p per share over the past decade. That’s certainly some compensation for a low share price. But unfortunately, it’s not enough to fully offset the 27p they’d have lost on that struggling share price. The final tally for a 10-year hold until today is a loss of around 13p per share. And that means an investment of £1,000 10 years ago would now be worth around £806. That’s not the kind of investment that interests me. 0 2009 Markets around the world are reeling from the coronavirus pandemic…And with so many great companies trading at what look to be ‘discount-bin’ prices, now could be the time for savvy investors to snap up some potential bargains.But whether you’re a newbie investor or a seasoned pro, deciding which stocks to add to your shopping list can be daunting prospect during such unprecedented times.Fortunately, The Motley Fool is here to help: our UK Chief Investment Officer and his analyst team have short-listed five companies that they believe STILL boast significant long-term growth prospects despite the global lock-down…You see, here at The Motley Fool we don’t believe “over-trading” is the right path to financial freedom in retirement; instead, we advocate buying and holding (for AT LEAST three to five years) 15 or more quality companies, with shareholder-focused management teams at the helm.That’s why we’re sharing the names of all five of these companies in a special investing report that you can download today for FREE. If you’re 50 or over, we believe these stocks could be a great fit for any well-diversified portfolio, and that you can consider building a position in all five right away. 0 1p (27/9/17) 0 0 1p 0 Enter Your Email Address Image source: Getty Images Final (date paid) Here’s what £1,000 in Lloyds Banking Group shares 10 years ago would be worth now 0.75p (28/9/15) 0 See all posts by Kevin Godbold 0 0 0.75p (19/5/15) 2019 0 2015 Simply click below to discover how you can take advantage of this. 1.5p (17/5/16) 0 2011
By Sharon OmahenUniversity of GeorgiaIt seems fitting that the special event to celebrate MasterGardener Day this year involved classes and work.In a day-long event planned just for them at the UGA campus inGriffin, Ga., Master Gardeners learned UGA horticulturist TerryKelly’s latest tips for growing the best vegetables.They heard about the Atlanta Community Food Bank’s efforts tofight hunger through community gardening. They got an update onthe UGA Research and Education Garden on the Griffin, Ga.,campus. And, yes, they got their hands dirty volunteering in theafternoon chores in the garden.Governor declares Master Gardener DayGeorgia Gov. Sonny Perdue declared March 15 to be Master GardenerDay in Georgia. The day honors more than 5,000 Georgians who haveearned the title.The Georgia Master Gardener Volunteer Program is run by theUniversity of Georgia College of Agricultural and EnvironmentalSciences. It’s presented across the state through UGA ExtensionService county offices.People interested in gardening or community service can sign upfor the program. They get 40 hours of training from the UGAExtension Service faculty.Once they complete the training, they use their new expertise tohelp with community education projects. After at least 50 hoursof service through their local Georgia Extension office, they’recertified as Master Gardeners.Essential to county offices”Our Master Gardeners do everything from make presentations togarden clubs and other civic groups to visit home gardens to helpconsumers with specific problems,” said Marco Fonseca, the stateMaster Gardener program coordinator.In some cases, Fonseca said, Master Gardeners have helped keepcounty extension offices open. “They answer the phones and helpagents prepare for workshops,” he said, “often in offices thatare understaffed.”The program began in 1979. Since then, UGA has trained more than5,000 Master Gardeners, including 500 last year.In 2002, the value of the 1,800 active Master Gardeners gave125,000 hours of service, at a value of more than $2 million. Ifyou add in their travel costs, it was $2.3 million.Plant a Row this year’s projectIn their special program in Griffin, the volunteers broke groundon a site where area Master Gardeners will take part in the”Plant a Row for the Hungry” campaign.Plant a Row for the Hungry is a public service campaign of theGarden Writers Association. It urges home gardeners to plantextra vegetables and donate them to their local food bank.Master Gardeners have taken on PAR as their 2003 statewidecommunity project.
People’s Consultative Assembly (MPR) Speaker Bambang Soesatyo has urged authorities to conduct an overall evaluation of COVID-19 handling in Jakarta, Depok, Tangerang and Bekasi.“I’m expecting the city administrations, along with their respective COVID-19 task forces, to evaluate their own approaches to virus handling, from the system to the capacity of healthcare facilities,” Bambang said in statement on Thursday, as quoted by Antara. #covid19taskforce #mothermessage #wearmask #keepyourdistance #washyourhand #socialdistance #avoidcrowd #usesoap He added that increases in confirmed COVID-19 cases would be addressed by additional virus referral hospitals for patients with symptoms and isolation facilities for asymptomatic patients.“Therefore, when [a region] needs to add capacity to healthcare services, the government can make proper arrangements to provide them with healthcare workers to provide the best services for COVID-19 patients,” he said.Bambang supported strong partnerships between local governments and the private sector in the form of providing isolation facilities in hotels.He also encouraged central government and local administrations to continue to coordinate to lessen the number of COVID-19 cases and make policies to avoid clashes in the future. “Therefore, regions can curb virus transmission by implementing, among other things, mini-lockdowns, while maintaining COVID-19 contact tracing, testing and treatment,” he said.Read also: COVID-19 surveillance remains lacking in IndonesiaThe national COVID-19 task force said in a statement on Thursday that the number of cases were continuing to increase. Nevertheless, the fatality rate had been decreasing.Nationally, COVID-19 deaths this week decreased by 7.7 percent from the previous week. As of Thursday, Indonesia had recorded 320,564 confirmed COVID-19 cases with 244,060 recoveries and 11,580 deaths. Previously, West Java Governor Ridwan Kamil has said that at least three regions in the province are facing a spike in family COVID-19 clusters. Ridwan, who has opened an office in Depok to monitor the government’s COVID-19 response, said the pandemic remained in an alarming state because Bogor, Bekasi and particularly Depok were still recording rising confirmed cases. “What I’ve received so far is that we’re having a spike in family clusters. For example, out of 200 families [that have confirmed COVID-19 cases] in Bogor, three members, on average, of each family have the virus. A similar situation is occurring in Bekasi,” Ridwan said as quoted by kompas.com on Tuesday.National COVID-19 task force spokesman Wiku Adisasmito said he hoped more people would be willing to opt for individual polymerase chain reaction (PCR) tests, also known as swab tests, as the government had set a price cap. Experts agree that PCR tests remain the best available method of COVID-19 testing. (nkn) Editor’s note: This article is part of a public campaign by the COVID-19 task force to raise people’s awareness about the pandemic.Topics :