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Compliance: BCFP updates FCRA model disclosures

first_img 2SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr continue reading » The Bureau of Consumer Financial Protection issued an interim final rule last week updating two model disclosures to reflect changes made to the Fair Credit Reporting Act (FCRA) by the Economic Growth, Regulatory Relief and Consumer Protection Act (S. 2155).The bill requires nationwide consumer reporting agencies to provide “national security freezes” free of charge to consumers, which restricts prospective lenders from obtaining access to a consumer’s credit report, making it harder for identity thieves to open accounts in the consumer’s name.S. 2155 also mandates that whenever the FCRA requires a consumer to receive either the Summary of Consumer Rights or the Summary of Consumer Identity Theft Rights, a notice regarding the new security freeze right also must be included.The Summary of Consumer Rights is a summary of rights to obtain and dispute information in consumer reports and to obtain credit scores. The Summary of Consumer Identity Theft Rights is a summary of rights of identity theft victims.last_img read more

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March Madness 2019: Did Lamonte Turner foul Carsen Edwards at end of regulation?

first_imgSome of it came in the form of Lamonte Turner’s foul of Carsen Edwards with two seconds remaining in regulation. Edwards missed his 3-point attempt, but the foul sent him to the line, where he hit two of three attempts to knot the game 82-82 and force OT. The Boilermakers eventually won 99-94.SN’s MARCH MADNESS HQLive NCAA bracket | Live scoreboard | Full TV scheduleThe internet, it seems, can’t agree wither Turner should have been called for the foul. The play in question, for review:Upon further review … The foul call that gave Carsen Edwards three free throws at the close of regulation should never have been awarded. Terrible foul call. pic.twitter.com/hGklaoBXlZ— Kyle Boone (@Kyle__Boone) March 29, 2019Tennessee coach Rick Barnes told reporters after the game he thought it was a foul. Turner, for his part, said it shouldn’t have been called. Thursday’s Sweet 16 matchup between 2-seed Tennessee and 3-seed Purdue was a phenomenal game, one of the best thus far in the 2019 NCAA Tournament. It featured lights-out shooting from both teams, a tremendous comeback by the Volunteers and an overtime finish.It also featured a fair amount of controversy. “I told the refs all game, ‘(Edwards is) kicking his legs out every time he shoots,'” he told reporters after the game (per Bleacher Report).While it does look like Edwards extends his leg — and that Turner did attempt to avoid bumping him on his way down — Turner did touch him in the air with his right hip.In the end, it was a judgment call, and certainly not an egregious one. That may be cold comfort for Volunteers fans, but they can take solace, perhaps, in the fact their team played one of the most exciting games of this tournament.last_img read more

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